How Often Do You Check Credit Card Transactions?

I was thinking recently that it'd be nice if bank apps has a little feature that allowed you to select transactions and place a little green tick next to them as you recognise them, or a little red flag if you can't quite remember what it was for.

When your statement comes at the end of the month and you give it a skim, you can see if there are any flags you need to chase up and look into.

But I'm not sure if it's just me who is a bit lackadaisical in checking my transactions, so wondering how often folk on here check theirs. It will likely be skewed data, as a bargain site will probably have people who are more financially savvy, but still interesting.

Poll Options

  • 16
    Daily / After most transactions
  • 40
    Every few days
  • 14
    Weekly
  • 13
    At the end of the month
  • 1
    Give the bill a quick glance before paying

Comments

  • +1

    I wouldn't use the feature as I get push notifications for every transaction that occurs (whether in-store, online or direct debit). You may want to look into a third party app such as Pocketbook (budgeting app) which has API links with all major banks. It's been a few years since I used it but I believe it should have some sort of flagging/categorisation feature to achieve what you want.

    If you want this feature in your banking app directly, the best thing to do is tell them (send feedback). If it's a frequently requested feature, they're more likely to develop it.

    • Is there any other apps that do this?

    • Pocketbook (budgeting app) which has API links with all major banks.

      Not really. It uses a service which just logs into your banks to grab the data. There is no API available for accessing your bank account safely.

  • Samsung Pay sends me a push notification every time a payment is made on any of my loaded cards. Saves me from having to do the checks myself.

  • Weekly.
    Have thought the same about a more improved interface especially as wife and I use same account with differently named cards.
    Add ability to add a nickname for those regular shops that use a very different payment name than their trading name.

    Thanks to user @ascorbic regarding Pocketbook app - I'll try look into it.
    Especially if that allows some sort of regular email push summary of transactions.

  • +2

    I try not to, i'm scared to see how much i spend

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