Can anyone recommend the best way to withdraw cash in new zealand.
No Fee or Lowest Fee for ATM Withdrawal in NZ
![](https://files.ozbargain.com.au/g/38.jpg)
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Nah, citibank plus.. that way you dont have to deposit money into the account every month to actually get the perks.
My citibank plus lays dormant 90% of the year no worries.
So which atm should I draw from to get the most benefit?
Yes
Any..
As far as I could recall, I withdrew NZD from BNZ ATM without any fees with citibank plus
I believe ANZ and Westpac ATMs in NZ do not charge withdrawal fees either
I found that in NZ I just used my credit card most of the time
Try to use the equivalent bank overseas, eg westpac for westpac cards, asb for commbank cards
Carrying money in socks
https://www.hsbc.com.au/accounts/products/everyday-global/ Been great and is a truly global account. NO monthly deposit required - I just use it on holidays.
I opened this today just to test the rates. I got a 5.4 rate for AUD->HKD which is far below the spot rate of 5.56.
I think I will keep the account just as a backup in case I get locked out of the others but I would probably use my Citibank Plus > UBank Ultra > this one.
ING and Citibank Plus still seem the best
ING.