Somewhat similar to the Beem deals, get $5 instantly when entering this coupon code after signing up. No KYC check which is nice too.
Definitely not as nice an app as Beem but has a few more features (still free debit payments - not instant into bank account afaik -, but does other financial 'analysis' and cc payments for a fee)
App says I have to wait 24 hours before withdrawing.
Note: Re Referral Bonus (based on comments)
Using a referral code requires a payment to be made to receive the $5 vs this which is instantly credited. Codes apparently do not stack.
Beem was created and backed by 3 of the 4 big banks and you don't have to physically deposit money into a virtual wallet to use it. Prob stick with that if you are tossing up between the 2.