In Need for Podiatry

I currently have extras with medibank Private but I don't get podiatry. I do like my plan as it's a legacy one that you can't gt anymore.

I may need to visit the physio around 12 times next year and was wondering if you guys know if I can have another plan on top of this? I can see Bupa have it for $440~ for a whole year. So it might be worth having a plan on top of my existing just for next year.

Also, what happens if I pay for 4 months and cancel after that? I could have used up all my yearly allowance?

I'm new to this, so if some people could give me pointers, that would be great!

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