Is it possible ( like with a car) for my husband to purchase and register a motorbike under his name and then to nominate my sons as extra riders? I assume my husband would need to have his own motorbike license to do this? My 3 sons wish to learn how to ride but the insurance for someone their age is very expensive. Trying to figure out our best option. Also - has anyone got advice on defensive riding courses…Brisbane? I want them to be as safe as possible…Thank you ( a concerned mum)
Motorbike insurance for sons aged 23,21,and 20 years? Are defensive riding courses worth it?
LGerriepharm on 25/11/2018 - 06:53
Comments
For someone learning it's best to get them a cheap bike and just get third party insurance. Just make sure they are covered under your ambulance cover if your state requires it.
I was going to say the same thing. But also get them a wheel lock so people don't hotwire it and ride off (like happened to my first ever bike).
THIS
Motorcycle insurance is expensive because they crash more often and are (relatively) easy to steal.Find a cheap bike and get the third party insurance for it like has been said. Definitely get a disk lock or chain lock, even though they are not hard to break/cut, it is a deterrent. At least we don't have gangs of kids on mopeds with battery angle grinders and knives like in London.
Good advice from greentea, there are some good cheap bikes out there, for training past the basic I've used http://www.toprider.com.au/
You are a very good wife
I'm under 25 and I got my 3rd party through MOTOi for $99 a year.
I don't know about brisbane, in sydney we have to do a 2 day course to get our L's. It teaches you all the basics and the rest is up to the rider to practice. It's more than enough and I don't see a need to do extra courses.
Never had my kids touch my bikes nor did they have their own, so on the Insurance Q, ask your current and or other Insurance companies on their policy rules.
As for a defensive Riders course, that is a no brainer. Absolutely get them in and on one or more. As you know they are newish to the road in recent years, then you know the driving/riding lessons and testing to get a licence is no way near detailed enough to cover anything but the mere basics to be a legal pass. Common sense and defensive knowledge are a whole new ball game for which they will be truly thank full for.
I did a Military Defensive Car and Truck/Bus course at 18 after my licence at 17, and then a Defensive Riders course about 10 years later. It was like learning a whole new language and a skill set I have never forgotten. I had many crashes and escapes dirt racing, but I have never had a Road-bike accident in 40 yrs of riding…touch wood, with a few near hits I saw coming and recalling my skills learnt on my course was the reason they were only near hits, and not a near miss that had me down the road in pieces.
Do the research and get them enrolled as a Xmas gift.
How much money did you invest in your children over the past 20-23 years? Now how much are the defensive courses and (later on) protective gears as a percentage of your investments? Is it worth the risk to your investments by skipping on these extra expenses?
I don't think having your husband as the primary insurance holder matters. Pretty sure the premium is determined by the age of the youngest rider.
Just get 3rd party and a cheap bike. I had comprehensive on a cbr600 a few years ago and it was about $2k from memory, a rip off.
As many defensive courses as possible, riding a bike is completely different to driving a car, have to be switched on 100% of the time. I would ride on the motorway every day to and from work, and have at LEAST one car pull over onto me a day. You get hit in a car you are annoyed at the damage, get hit on a bike and you are seriously injured or dead. I don't and wouldn't ride daily anymore with how traffic and drivers are now.
AAMI used to have a thing where kids get free drivers education
I would highly recommend it, it won't teach them how to drive/ride, it will reinforce how easy it is to crash, and what you can do to avoid one.
Here https://www.choosi.com.au/funeral-insurance?ppc=1&campaign_i…