I am thinking of opening an ING Savings Maximiser account because of the nice 2.8% interest rate. However I see there is only the $75 bonus for joining available at the moment. Does anyone know if the $100 offer is still around? Or if I should wait around for it to come back?
If anyone has any recommendations on any other better savings accounts, that would help too!
(Sorry if this post was trash, this is my first time!)
I just called them to see what they would say but they didn't believe I was A**** Z****
mod: Name removed.
They don't pay it anyway, they can kiss my ass if I refer anyone again
Yeah I opened an account about three months ago with the $75 bonus, I use it as my main savings account now. No $75 as yet
Just ring them up and ask, how hard is that ?..
I sent them a message they said I need to make 5 transactions for it to count
Hah, deals like this always require you to take more steps before you can actually get their promise!
Here is a huge tip for you guys! Banks will advertise these great deals and they will be true but you have to read the Terms & Conditions for the deal. For instance with your savings account with a flat rate of 0.75% and a bonus 2% (2.75% in total) you would have to do what ever they tell you to do (found in the terms & Conditions) to get that bonus! Normally you would have to have 5 transactions or more per month (excl ATM withdrawals) OR deposit x amount each month to get that bonus! HOPE THIS HELPS! so keep in mind that all business deals have T & C and you must obey and follow them.
ING requires you make 5x EFT transactions and deposit $1k. Not difficult to meet, I make 5x $1 payments to Optus at the start of each month, and move the money I'm saving each month in from ANZ to meet the deposit requirement.
The offer is now $75 until March 31/03/2024.
I think Mac Bank, and uBank have the highest saver accounts at the moment based on the bonus percentage?
Is ING still worthwhile with other digital banking options available?
The current referral is $25 for the Referrer and Referred.
Go with the $75 on sign up.
Or if you have a friend who is already on ING, use a different savings account in the mean time until $100 comes back up (if ever).
think RAMS saver or U bank comes to mind from previous reading
also see:
https://www.ozbargain.com.au/node/360088