Does Comprehensive Car Insurance Cover Rusted Windscreen

subywagon on 15/05/2018 - 18:35

Some comprehensive insurance car insurance covers windscreen replacement, but would it cover one that is leaking and rusting around the edges? Has anyone had any experience with this?

Automotive

Comments

  • tryagain on 15/05/2018 - 18:43
    +1

    No it wouldn't. This is a maintenance issue, ot hasn't been caused by an accident.

  • Godric on 15/05/2018 - 18:44

    no that would be wear and tear

  • tsunamisurfer on 15/05/2018 - 18:45
    +2

    If you have a free yearly windscreen claim, you know what needs to be done.

    • subywagon on 15/05/2018 - 19:36

      Claim a new windscreen, ask the guy to let me repair the rust then come back to replace it once I'm done?

  • CLoSeR on 15/05/2018 - 19:37

    Time for a new Suby.

  • BobD on 16/05/2018 - 07:21
    +1

    windscreens are part of the structural strength of a car unless it is very old. If the surrounds of the screen are rusted then the strength of your car may be greatly compromised. You should get advice probably from a panel beater.

    • subywagon on 16/05/2018 - 08:25

      It's a 93 model so not sure if that's the case.

      • doctordv8 on 16/05/2018 - 20:36

        All glued in screens form part of the structural integrity.

  • doctordv8 on 16/05/2018 - 20:44
    +1
    1. This is not an accident/damage issue - no insurance.
    2. If in any doubt on insurance issues, contact your insurer in the 1st instance. Only you know all your details and exceptions/rules and terms of your insurance and only they can confirm re your particular issues.
    3. Any further doubt, repeat 2.
    4. Just to reassure you, your model has a glued in screen, and therefore the integrity and structural strength of the body shell has been compromised by any rust the vehicle has. Any rust damage is also a concern for the glass installer if/when it requires it, and they will NOT refit any structural type glass into a vehicle with defective metal work/frames as part of AS.
      A dodgy one might though.
    • subywagon on 16/05/2018 - 21:26

      Thanks for the info. I'll end up having the windscreen replaced as I'm allowed one a year with insurance and there's a big chip down the bottom corner. I'm going to have the glass taken out, then repair the rust and get the new windshield installed again.

      • J5 on 26/05/2018 - 13:45

        Let the panel shop take care of the whole thing

        They deal with the insurers and windscreen guys all the time

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