Currently paying 4.33% interest per annum from Ubank with my investment property, looking to refinance with a bank that does an offset account. Have just under $200,000 left to pay off.
I would prefer Commonwealth as i have a few accounts with them, so has anyone had experience changing to them?
What is the best rate you've gotten?
If not, any suggestion with investor only home loans from different banks?
Haha. Had to check revision history. That's pretty good :)
Best home loan, car insurance, health insurance are different from person to person base on their needs/financel position.
That's why there are so many products out there, perhaps talk to your bank or mortgage broker?
From past experience with CBA, they do not offer 100% offset accounts.
Currently paying 4.33% intrest per annum
I would prefer commonwealth
Do you want a better rate or do you want to go with commonwealth? These two things don't generally go hand in hand.
For better rate try reduceloans or loans.com.au
http://www.reduceloans.com.au/investor-rate-buster-high-lend…
https://www.loans.com.au/home-loans/smart-loan-package
For a 'i would prefer commonwealth' loan go to https://www.commbank.com.au/
You can get better rates than those through a Broker that deals in Better Choice products.
http://www.betterchoice.com.au/home-loan-introducer-portal/f…
The title blows my mind.