So I am travelling to Sydney at the end of Jan and hiring a car to head out to the Blue Mountains again (mumbles something about lucky MsKeggs).
Rather than purchasing excess insurance through the hire company I was hoping to use the Westpac Black Insurances that come with the card. Reading through the T&C some of the listed insurances require say $500 spend on things before you are covered. However with the interstate rental car excess insurance they provide there doesn't seem to be any spending requirement. So if I am reading this correctly you are just covered provided you meet all the other requirements?
Page 53, https://www.westpac.com.au/content/dam/public/wbc/documents/…
Requirements are:
- the rental vehicle was rented from a licensed rental
agency; and - the hiring agreement incorporates the rental vehicle
insurance; and - you comply with all the requirements of the rental
organisation under the hiring agreement and of the rental
vehicle insurance.
We will not pay for…
We will not pay for your costs arising from:
- loss or damage resulting from the operation of the rental
vehicle in violation of the terms of the rental agreement;
or - wear and tear, gradual deterioration, damage from
insects or vermin, inherent vice or damage; or - driving the rental vehicle on non-public roads
Edit. For those that say call WBC and ask, I have done that before but the 3 people I got transferred to (for another query about insurance) had no idea and just told me to read the T&C.
It appears to be that way. I understand your concern as it doesn't sound right. I would have thought they'd require you to at least buy your domestic airfare with the card.