My friend had an accident today. I checked her car and one of the tyres is not roadworthy. Will she be denied insurance? The accident was her fault. Thoughts?
Insurance and Tyre Road Worthiness
El Grande on 18/12/2017 - 23:04
Last edited 19/12/2017 - 09:51 by 1 other user
Last edited 19/12/2017 - 09:51 by 1 other user
Comments
Is this something the assessor will check? You can just go and buy new tyres before the car goes for assessment. It's just that its a shit box and most likely will get written off.
just replace with used tyres
Where would I find used tyres? They have to match with each other isn't it so will need to replace 2 of them?
AFAIK there is no rule saying they have to match, it's just common practice to match side to side.
How would you like to go to jail after you find the used tyres?
So you’re going to change the condition of the car after the event to trick the insurance company into believing the car was roadworthy at the time of the accident for a payment that they may not have been entitled to receive. Sounds like fraud to me.
So instead of being worried about being denied insurance, you're planning to attempt to actively deceive the insurance company?? This has the makings of a great story where nothing can possibly go wrong.
How much damage was caused? If it's a minor accident then it's unlikely an assessor will come to have a look at the car at all.
I would say at least 50% of vehicles on the road are not roadworthy. How many cars do you see with no brake lights, tail lights, faulty headlights? Then there are the oil leaks. Check out the oil stains in shopping centre carparks. All the above make the vehicle un roadworthy.
Plus we have owners changing wheel size, tyre size, steering wheels, re flashing the ECU. All are illegal.
As for matching tyres it's best practice to have the tyres matching on the same axle.
I have seen countless NSW Government and private buses with faulty lights.
Very wrong.
It is legal to change wheel size and or tyre size as long as it is within the rules.
Reflashing ecu is also legal BUT will void warranty. Then again lots of things are legal but will void warranty.
Not saying lots of these are smart things to do.
http://forums.whirlpool.net.au/archive/2337995
Apparently, it's not an issue. I found my answer on whirlpool.
Tyres didn't contribute to the crash. Also, there is some tread left on that tyre 1-2mm above the raised grooves. Others are about 7-8mm. Its just that tread is subjective to the eye. When I checked last night I couldn't see any tread this morning I could see some. It's strange that one of them wore out quicker than the others but maybe there are some issues somewhere.
It wasn't a big accident, but the car is not worth much. It's just she was running a few errands for me and I wouldn't want her to be out of pocket so I wanted to pay for her excess. But I didn't want to offer to take care of it and have it turn into a big claim not covered by insurance.
If it contributed to the crash then yes