A limited time offer to home buyers on our streamlined low-rate, low-fee home loan product.
Unlimited free redraws with no minimum redraw amount
No monthly or ongoing fees
Owner occupiers only
Minimum 20% deposit
$1 million maximum
There is also an offset option - 3.62% (3.64% Comparison)
Get $150 off your settlement by using the referral code below
Referrer and referee get $1000 cash after referee settles loan.
You get $150 off your settlement fee
Sorry I missed your first 2 questions. If you click on the referral link a 5 digit code should appear. There is no field to put it online. You can provide it to the consultant anytime prior to settlement to get the discounted fee.
Great rate. I have been with them for a year and am very happy
They haven't increased your rate substantially yet?
No - did they to you?
Well I am at 4.1% currently (interest only). At the time of sign up there were the best like they are now, but they won't stick to it, as you can see by the .6% gap I now have between my rate and the most competitive rate.
I've been with them for 5 years. I'm at 4.32%, offset loan.
Looks like the discharge fee is $550 at the moment, add that into your calculation, you may need to use it when they increase the rate or don't bother lowering it if interest rates decrease.
4.32%? You should move banks or threaten to do so and/or renegotiate using the offer above.
Regarding discharge fees, banks often have an incoming deal sweetener larger than the exiting discharge fee. Eg: NAB = $1820 of gift cards
Do you offer investment property loan?
can't refinance to this rate. what a disgrace
Aussie Home Loans offered me 100% offset at 3.69% with a $200 settlement fee & no ongoing fees, using Macquarie Bank.
THAts more expensive?
Seems better than Aussie Home Loans who have pretty bad reviews:
https://www.productreview.com.au/p/aussie-home-loans.html
But really… whos going to wright good reviews about their mortgage lender… very few. More bad reviews for Aussie as they are larger and have being around longer.
Also alot of the newer ads for loans.com.au are so obviously fake. Just reverse the order and start reading from the oldest.
What’s you opinion on the best value home loan?
Where is code and how to use code and what extra benefit we can get with code