My car got broken into over the weekend, and I lost a set of keys.
I rent an apartment (6 units, all within a gated compound). 2 keys are lost, the key to the gate and the key to the apartment.
Replacing the keys is a cheap and painless process, and we've notified the real estate about the loss. At which point they have insisted that we change the locks (just for the apartment, not the compound).
The only thing to suggest that we live there was an address on a <redacted> card. Driver's licences and such have a different address to them, so we're not worried that they'll rock up to our place.
My question is: do we legally HAVE to change the locks? Can we just leave it as is? Whose responsibility is it?
Also, insurance wise there's no contents insurance, as we just don't have that much crap worth stealing or even insuring for.
I would think that if you were to get robbed, your insurance will not provide any cover if they find out the keys were lost and you did not change all locks.