Had Accident - Car Insurance Has Just Expired

LElla44 on 01/08/2017 - 21:55
Last edited 02/08/2017 - 08:51 by 1 other user

Hi everyone,

On the 29th of July I had an accident at a roundabout. I was driving on the main road, as I approached the roundabout I T-boned another driver which came from the left side of the roundabout. His vehicle spun across the garter, and smashed through a brick wall & a Telstra box on a private home property. Both cars were towed away. The car I got involved on the accident belongs to my mum.

She is covered with QBE third party insurance. On the 15th of July the insurance expired. We were unaware of this as usually the company sends a reminder letter in the mailbox. However, they did send an email, although my mum is aged, she rarely ever use that service.

We still don't know who's in the wrong. Is there a chance to renew the insurance as it wasn't our fault we didn't read the email in time? We have been with QBE for 2 years.

PS: My Samsung 5 was stolen by the towing truck driver. Any chance of retrieving it?

• 1
• 2
• 3

• 

  mattie on 05/08/2017 - 16:35

  +1

  I drove past that smash was a beauty,was 5.30pm if you were driving the the white swift you must been flying ( huge damage, surprised you got out at all)no wonder other car didn't see you coming

  • 

    JimmyF on 05/08/2017 - 16:49

    The accident happened at the Barton st roundabout via Chuter ave. Monterey area. Was this the one you saw?

    https://www.ozbargain.com.au/node/321854#comment-4934944

    and yes I agree with you, I'm guessing the OP was flying!

  • 

    whooah1979 on 06/08/2017 - 09:31

    I drove past that smash was a beauty,was 5.30pm

    do yo live in monterey? it looks like a nice beach side sydney suburb.

• 

  mattie on 05/08/2017 - 17:20

  I drive through that roundabout 3 tmes a week at 5.30 dusk, it's busy and tight everyone is super cautious and nearly everyone comes to a near or complete stop before proceeding

  • 

    JimmyF on 05/08/2017 - 17:44

    So it was the OP crash you saw then…….?

    So my guess earlier that the OP was flying was correct from your earlier statement of the swift. Any chance if you remember P plates on the car? :)

• 

  Aust on 05/08/2017 - 18:08

  OP, you were injured in the accident so get all the medical information, such as work certificates etc, and take photos of your face. Then see a solicitor to lodge a CTP claim for injury.
  You might get enough to cover your written off vehicle.

  • 

    JimmyF on 05/08/2017 - 18:20

    Assuming the OP isn't the one at fault!

• 

  mattie on 05/08/2017 - 18:28

  -1

  The OP has gone, go do something else.

• 

  ravenit on 06/08/2017 - 05:41

  +2

  My father is old. Had a crash, 1 month out of insurance. Been with them for 6 years.
  Didn't pay the premium due to not getting a reminder. Both cars a write off.
  Contacted a Solicitor.
  Insurance paid out.
  End of story.
  Get it sorted now

• 

  renster72 on 06/08/2017 - 12:20

  My insurance is just a notice with any changes and auto renews, its more of an opt out default is you continue the coverage

• 

  nekro on 06/08/2017 - 12:55

  -3

  If you dont get it sorted just phone the bikies

• 

  BertieBrown on 06/08/2017 - 17:32

  +1

  OP can you pls update? Would be really interested to know if you were still covered?

  Thanks :)

  • 

    Ella44 on 13/08/2017 - 21:40

    +3

    The insurance company found the other driver guilty. But the other driver does not have insurance. Therefore, they said that they will pay up to $ 5,000 for our car. Minus expenses

• 

  sedlang on 06/08/2017 - 19:27

  +6

  Hi there.

  I'm an insurance assessor (loss adjuster). PM me and I'll walk you through your options.

  Liability will need to be confirmed, have you completed a V&D for QBE or Third Party Insurer?

  S. 58 of the Insurance Contracts Act may apply if renewal notice had previously been mailed. See: http://www.halseys.com.au/detail.php?id=22

  Happy to assist as a public adjuster pro-bono/gratis.

  Cheers.

• 1
• 2
• 3