Differences in Travel Insurance & Travel Insurance Provided with Credit Cards?

chobani4lyf on 30/07/2017 - 23:57
Last edited 31/07/2017 - 10:00 by 1 other user

Just wondering what are the benefits if any, of purchasing a travel insurance plan from say TID, over the travel insurance that is provided with a credit card such as ANZ?

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  John Kimble on 31/07/2017 - 06:35

  +4

  Check the PDS of each product and compare.

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  pantsparty on 31/07/2017 - 09:24

  +1

  Generally I find they both provide acceptable coverage. Saying that, read the table of benefits in the PDS for both products and see what you think. They are often very similar - unlimited medical costs, a decent amount of baggage and cancellation fees etc.

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  mbck on 31/07/2017 - 09:40

  Main thing is pre existing condition not covered for your cc. You have to call and let them know first.

  But read the pds for a full picture.

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  dasher86 on 31/07/2017 - 11:30

  excesses are quite high on credit cards insurance coverage.