ING Surprise Turns out as Crap

dcep on 15/07/2017 - 14:54

About a week or 2 earlier, ING email mentioned "Surprise is coming, get excited and wait for it"
At first i thought the surprise is the return of 2% cashback but obviously not.
Then i saw the lower the interest bonus to 2.8% rate which is a "Surprise" to me.

Another email came in on trialing new product known as "Everyday Round up"
Which is crap really, something like your eftpos/contactless purchase of $4.50 will get charged $5 instead and the fiddy cents goes to your Saving Maximiser acct.

What a load of useless product.
Increased super fees, removed cashback, decrease bonus interest rates, increase home loan % rates.
Time to move everything away from ING.

/Rant over.

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Comments

  • D C on 15/07/2017 - 15:27
    +15

    You got a surprise so what are you complaining about?

    Sheesh.

    • Pharos5 on 15/07/2017 - 15:53

      Some people are just impossible to please.

      • altomic on 15/07/2017 - 17:16
        +4

        I'm not surprised with that.

  • [Deactivated] on 15/07/2017 - 15:53

    Thanks for making the call for all of us.

  • Rumbaar on 15/07/2017 - 17:57
    +2

    The negative 0.2% wasn't well received by myself either, but sadly they're still leaders for ease and greatest of the 'major' banks for savings interest rate.

  • c64 on 15/07/2017 - 18:11
    -4

    i'm not sure why you are whinging. the transaction & saving accounts are still very good compared to most other banks.

  • whooah1979 on 15/07/2017 - 18:20

    Op, where are you going to move your savings to? A lower interest rate account?

    • jsdlzj on 15/07/2017 - 19:23
      +1

      MEBank, 3.05% interest rate.

  • HarmonicMelody on 15/07/2017 - 20:30

    ING email mentioned "Surprise is coming, get excited and wait for it"

    What was the subject?

  • TheAviator on 15/07/2017 - 23:21
    +1

    I quite like the 3% offered by RAMS (now wholly owned by Westpac). Only downsides are minimum $200 monthly deposit and no withdrawals allowed so only good for long term savings.

    • Rosace on 16/07/2017 - 08:46
      +1

      If you don't have the $200 to deposit, just open 2 savings accounts (free up to 10) and transfer the balance from one account to the other on the 1st of every month assuming the balance is over $200.

      • SomeGuyOnOzB on 16/07/2017 - 11:40

        Doesn't the $200 have to come from outside the bank?

        • Rosace on 17/07/2017 - 07:13
          +1

          No, it's a simple check if the balance has increased by 200. Which is the case when you do the above.

        • SomeGuyOnOzB on 17/07/2017 - 10:54

          @peaksense: thank you :)

  • Wystri Warrick on 16/07/2017 - 00:21
    +1

    Another email came in on trialing new product known as "Everyday Round up"
    Which is crap really, something like your eftpos/contactless purchase of $4.50 will get charged $5 instead and the fiddy cents goes to your Saving Maximiser acct.

    Sounds like Acorns.

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