Time to renew and compare home and contents insurance. Not the most exciting thing to do. However I not only want to compare prices but the relevant details on the PDS.
I chose Comminsure last year as they appeared to cover well for storm damage as I have quite a few trees around the house. Their quote was one of the best too.
Just wondering what insurer you chose recently and why?
Would appreciate those who give examples of what exactly in the PDS swayed the decision.
Cheers
Thanks for responding. I'll check out aami although there was something on the PDS I didn't like about them 12 months ago. Can't remember what.
I pay $104/month for $750k home and $40k contents. $100 excess for contents and $500 for home.
Good cover for storm, accidental glass breakage, motor burn out and power surge.
It also specifically included retaining walls as covered. Many others didn't mention them, not directly anyway.
I was thinking of making up a spreadsheet going into fine detail of what they all specifically cover. But I keep thinking someone else has probably done this.
I am with AAMI as they will replace what I have with what I have, should a misfortune strike.
The prices have been going up over the years (now doubled since 2008), so I am looking elsewhere.
What did you like about your insurance company? Also, are you able to share roughly what you paid per annum?