2005 Evo 9 - Full Comprehensive Insurance

jonez1213 on 30/06/2017 - 14:41
Last edited 30/06/2017 - 19:09 by 1 other user

Looking for an insurance full comp for my Evo 9
- under 25
- no prior accidents / points loss clean record
-no prior insurance
- parked behind locked gate

Looking for agreed value at least 20k
Annual payment of max $2500 (listed with parents as driver too) or around $3000 just me

Tried Youi : 4700, market value
Racv : 2080, 18k
Aami: 2008, 17k
Shannons: denied cos of no garage
Budget direct:" "

Most likely leaning towards RACV or AAMI
any suggestions would be great

thanks in advance.

Automotive

Comments

  • airzone on 30/06/2017 - 14:57

    I've had the following:

    Justcar insurance
    Famous classic insurance

    • jonez1213 on 30/06/2017 - 15:05

      no more justcar :(
      and i just quoted famous waiting for reply
      How much was it and how much was agreed value?

      • jonez1213 on 30/06/2017 - 16:01

        famous just denied me

        • airzone on 30/06/2017 - 16:11
          +1

          Guy, under 25, high performance turbo.. You really have to take what you can get. Oh, and be sure you know what their policy is towards mods.

  • ScuseMe on 30/06/2017 - 15:19

    Have you tried Woolworths Insurance ?

    • frondono on 30/06/2017 - 15:22

      It would be worth trying coles too, you can pick your own price.

      • jonez1213 on 30/06/2017 - 15:35

        14k :( max

        • boomramada on 30/06/2017 - 15:41

          what would be the premium ?

        • jonez1213 on 30/06/2017 - 15:41

          @boomramada:'
          it was fairly high more than 2.5k if i rememebr around 3ish

        • boomramada on 30/06/2017 - 15:47

          @jonez1213:

          look like AAMI is the value for money, have you try Allianz ? both AAMI and Allianz have same features.

    • jonez1213 on 30/06/2017 - 15:35

      yep tried it 13k

  • boomramada on 30/06/2017 - 15:38

    Wow op paying dearly for the type of car or just the age, hey op, just for comparison, what your premium for eg basic Lancer LS 2016? just try AAMI if you dont mind:)

    • jonez1213 on 30/06/2017 - 15:41

      tell me about it im dyin here

      Lancer ES 2016 20k agreed and annual pay is 2.6k under my name
      if i could get that for my evo id jump on it right away lol

      • boomramada on 30/06/2017 - 15:43
        +1

        haha sorry dude, its a age thing, you have to pay dearly now, but look into the bright side, at my age, you be paying only $600 ;)
        But when I was at your age, i had a 4k car on third party insurance lol :)

        • jonez1213 on 30/06/2017 - 15:48

          4k for third party… man i feel for ya

        • boomramada on 30/06/2017 - 15:49

          @jonez1213:

          ahh what I meant was, I had a cheap arse 4k car, since its cheap, I only got third party insurance, like $300 at that time :)

        • jonez1213 on 30/06/2017 - 15:55

          @boomramada:
          oh yeah i thought it was a lil odd for 4k third party hahaha

  • Halo375 on 30/06/2017 - 15:44

    Damn, that's a high price to pay for driving a classic car. Obviously they've deemed it a pretty high risk, I say go ahead without the agreed $20K value and try to save money as you go. Make sure you declare any modifications the car has received otherwise they can deny your claim.

    • jonez1213 on 30/06/2017 - 15:49

      most likely will be going under AAMI under parents name as if anything should happen id just have to pay additional excess, they are more nice about it

      • Halo375 on 30/06/2017 - 15:58

        Sounds like a good plan and good job with going for comprehensive insurance - too many people try to cheat the system and save a few bucks, burns them in the end.

        • jonez1213 on 30/06/2017 - 16:03

          rather lose 10k from my car than have no insurance and lose 27 haha just gotta bite the bullet for 2 years i guess

  • Caped Baldy on 30/06/2017 - 16:06

    Still expensive til you're at least 30 :(
    Try adding extra drivers to make it cheaper such as fe/male older drivers with no at fault claims.

    BTW nice choice

  • Scrooge McDuck on 30/06/2017 - 19:16

    any suggestions would be great

    Drive carefully and save your money in a high interest account — self-insure.

    • airzone on 30/06/2017 - 22:53

      With 3rd party property though..

  • apple2016 on 30/06/2017 - 20:28

    RACV - you could take a minimum home contest insurance from RACV for about $100 and get multi policy discount of 10% on car insurance. Also give them a call and check if the premium can be reduced by higher excess or low kms.

  • Rapt0r on 01/07/2017 - 14:24

    Try bingle, their insurance is issued by AAI limited (same as AAMI and Shannons).
    $2000 a year for an 08 STI, male under 25, no parents listed. Was the cheapest quote by far.

    • jonez1213 on 01/07/2017 - 14:46

      agreed value?

      • Rapt0r on 01/07/2017 - 14:49

        Yeah agreed value of 28k. $795 excess

        • jonez1213 on 01/07/2017 - 14:56
          +1

          under ur name? thats pretty good most insurance giving me high premiums cos of no previous insurer

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