So most travel insurances only allow 2 adults on a policy (like Southern Cross and TID). I was going to go with Auspost insurance but they charge an extra $70 for my mild asthma (even though the PDS says its automatically covered). Then I was going to get Woolworths travel insurance but the reviews for them online are scathing and I decided they might not be worth the risk. There is also 1Cover insurance but they're about $55 more expensive for the 3 of us then Auspost or Woolworths. What are other options do we have? Also I don't have a credit card so I can't get insurance with that.
$55/3=$18.30 each extra. Personally I would spend $18 more if the cover was better. Choosing the wrong cover could cosf more if something happens.
Insurance is all about risk and how you value it