AmEx Auspost a 0.5 Point Merchant?

teacherer on 04/05/2017 - 14:17

I have a platinum edge amex card and am looking for ways to pay my bills and maximise points. I came accross this in the terms:

Does this mean going in to pay bills and using post billpay are 0.5 points?

Please excuse my ignorance

Cheers

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Australia Post

user27 on 04/05/2017 - 15:15

+2

yep
bluesky on 05/05/2017 - 14:26

If you use AustPost BillPay - but use the PAYPAL payment method - you will get 1 Point, since it is Paypal. Looking at a recent transaction I paid this way, the description is PAYPAL*AP. Mine is the Essential card. But I imagine it is similar, in your case.
- teacherer on 05/05/2017 - 15:04
  
  +1
  
  Thanks
  Just the helpful answer I was looking for
  Do you feel it's worth it with the $1.75 post bill pay fee? I'd imagine you need to spend approx. $600 to break even point wise
  - bluesky on 05/05/2017 - 15:59
    
    Generally-speaking, if this is a free method of payment I would go for it. If not, well, you are on the right track, to check first if it is worth the fees.
    
    For the Essential card, with a conservative reward rate of 0.741%, bill has to be above $236.17 to justify the $1.75. Not sure about the platinum edge. But seeing that the plat edge card has a fee, I would imagine the reward rate has to be better than the free Essential card. But please double-check first to work out the break-even point. Cheers.
  - bluesky on 05/05/2017 - 16:11
    
    Also, reading your post carefully again, you said you are going into store to pay the bill. I always just pay online, so I can use PayPal - but if you go in-store, I am not sure if PayPal is still an option. Perhaps just pay online, if you decide it is worth doing.