Fake CBA Bank Transfer Receipt Via Gumtree Buyer

LSlippery Otter on 12/04/2017 - 12:27
Last edited 12/04/2017 - 13:41 by 1 other user

Has anyone on here ever received a bank transfer receipt from a gumtree buyer and claimed they paid for goods? I received a fake bank transfer receipt and the only reason why I know is because I'm also with Commbank and the money didn't come through. I also confirmed with Commbank themselves.

I haven't released the digital goods via email by the way so I haven't been scammed.

I already reported to SCAMWATCH and ACORNS. Is there anything else I can do?

Has this happened to anyone else on here or their friends or family?

I was amazed how fast this Gumtree buyer whipped up the bank receipt to the point that it almost seemed legit as it only takes 1-2 minutes to pay and email bank receipt.

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Comments

  • activ8newbs on 12/04/2017 - 12:35

    just so you know, commbank to commbank transfers arne't always instant.

    They are only instant if they are saved to your address book.

    Source: I work for them.

    • [Deactivated] on 12/04/2017 - 12:39
      +3

      24 hours delay for the first transfer isnt it?

      also what is the time where CBA can reverse a bank transfer?

      OP, the buyer probably has a template they fill out.

      • Slippery Otter on 12/04/2017 - 12:48
        +3

        Commbank to commbank is always instant. It takes 24 hours for the first payment to be available for use.

        (I do hoyts booking everyday for customers and soo many of my customers are commbank, I always receive payment but I cannot use those funds until 24 hours of passed for new customers).

        Yeah looks like the buyer has a template.

        • dbui8743 on 12/04/2017 - 16:42
          +3

          This.

          I can't believe you claimed you worked for CBA.

          Probably not in transfer settlement department, hopefully?

        • tkboi on 15/04/2017 - 01:02

          @dennis3107: Agreed, it is instant, however its only in your current balance you cant use the money until another 24hrs but that is more then enough to know if someone has transferred or not

    • illumination on 12/04/2017 - 13:29
      +2

      But even though, as others have said, the funds aren't available 24 hours, you can see the funds in your "Current Balance" instantly.

  • [Deactivated] on 12/04/2017 - 12:40
    +15

    gumtree is cash only.

    • boomramada on 12/04/2017 - 13:31
      +8

      Anyone who cant follow that rule should be banned from ozb.

    • ChillBro on 15/04/2017 - 01:10
      +1

      Are you suggesting they meet up for a digital good?

    • tajid on 15/04/2017 - 19:29

      What if they don't live in the same state?

  • holdenmg on 12/04/2017 - 12:56
    +2

    Check the BSB and Account Number on the "Receipt" to see if it corresponds exactly with that you provided.

    If it is obviously fake, contact Commbank on 132221.

    • [Deactivated] on 12/04/2017 - 13:41

      You honestly think they will do anything?

      • holdenmg on 12/04/2017 - 14:30

        Nah, but it's Wacky Wednesday…

    • Diji1 on 12/04/2017 - 14:50
      +3

      Printing correct BSB and account numbers is hard so this is 100% foolproof. 110% even!

  • Gunther on 12/04/2017 - 13:05
    +4

    I wouldnt post anything until the money cleared anyway.

    • ronnknee on 12/04/2017 - 13:21
      +1

      This. I don't accept receipts as good faith because they can easily be photoshopped.

  • toniyellow on 12/04/2017 - 13:37
    +3

    I'm not sure there is much else you can do if you have already reported it.

    Send him a fake copy of the 'digital good' and give him a taste of his own medicine?

    • Slippery Otter on 12/04/2017 - 15:35

      Nah I already told them I reported to ACORNS and SCAMWATCH along with calling commbank to verify those details supplied are fake.

      • [Deactivated] on 12/04/2017 - 22:54

        these 2 agencies don't care about anything so they are no use.

  • tomorrows_angel on 12/04/2017 - 14:59

    It's fairly common - I run a Facebook BSS page and we see it quite regularly. I've also had a tenant do it to 'prove' to the real estate agent they had paid rent when they hadn't.

    • Slippery Otter on 12/04/2017 - 15:33

      I honestly cannot wait until we have this real time banking system in place!

    • hell0 on 12/04/2017 - 15:38
      +1

      Hmmm, this is a good idea for late rent as my usual excuses have been running out, such as:
      1) Saying the cheque is in the mail
      2) Actually sending a cheque but not signing it

  • pyramid on 12/04/2017 - 15:43

    Gumtree trading = No paypal, no bank transfer.

    • jelko on 12/04/2017 - 17:21

      Gumtree has the option to link to your PayPal account. It's been disabled for now, but it's something that Gumtree used to support.

  • SnoozeAndLose on 12/04/2017 - 17:30

    Can you please upload a copy so people is aware what it is look like?

    • illumination on 12/04/2017 - 18:49
      +2

      Wouldn't help that much surely. If the person is a "good faker" then the faked receipt would just look like a real one, but as everyone else has said, you don't provide goods on Gumtree until funds have cleared anyway.

      If the person is a rubbish faker than the fake receipt would look exactly as the name suggests. Fake.

  • azonki on 13/04/2017 - 11:24
    +3

    Happened to me.
    I didn't notice on the screen print of the Bank transfer advice that the payment was scheduled in 24 hours. Not that day.
    So I released the goods to him and he took it away. It was a $5K pressure washer.
    In the meantime the scammer cancelled the transfer.
    Went to the Police and an older (late career move) Probationary Constable ran with it and thankfully, the scammer is now in prison. He did the same thing to 4 other people on the same day. Resold all the scammed goods and no-one got their money back.

    TRUST Mr CASH. NO-ONE ELSE.

    • Slippery Otter on 13/04/2017 - 16:27

      WOAHHH!! Thats horrible

    • lovetravellinginbiz on 14/04/2017 - 12:03
      +4

      yes!

      theres a dude in melbourne driving around buying iPhones doing the same thing! puts in all the right details, but schedules the payment for 24 hours later. he even has the nerve to show you that he has cash in the account. cba app/netbank generates a receipt but no funds are transferred until the scheduled date. obviously, he'll move it out once u hand him the goods.

      i caught him out by noticing the scheduled date and ask him to show me his account that the funds had been debited. he wouldn't so i walked away with my phone.

      dodgy shits on gumtree.

  • Nutrino on 14/04/2017 - 19:35

    For anyone who releases goods before the money comes through is beyond common sense.

    Even if someone pays cash you got to check for fake notes also.

  • magnavn on 01/05/2018 - 11:13

    I am not sure whether anyone experienced with another scam.
    Buyer deposited a dishonour chq to my bank account. I saw money deposited in my bank account so I thought it was paid via over the counter. However it was reversed by the bank two days later due to dishonour chq.
    I was so lucky as I was busy and had not had time to post to him. Lesson learnt

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