My Experian credit score (by Credit Savvy) shows I am at 15% top of my area. Dun & Bradstreet credit score (by Credit Simple) shows that I am 15% bottom of my area. I heard that such scoring affects the home loan rate I can get.
There could be mistakes since Dun & Bradstreet messaged me once asking me to call back, with an urgent matter. But when I called back, the guy said that the computer says the issue is solved.
While I search for ways to fix the Dun & Bradstreet rating, I think the simple thing to do would be asking for loan options from financial institutions that relies on Experian, or those who weights Experian more. Are there such credit companies?
Maybe there is no such thing, since Experian was only founded 21 years ago, but the answer may be helpful to others too.
P.S. Veda (getcreditscore.com.au) can't find my record no matter how I try.
Rather than just the credit score you should be able to access your full credit record for free after a number of days (rather than immediately). If there is a mistake on the D&B record might be better to correct it.
Not an expert on this but thought D&B is more for commercial credit than personal credit?