What Dates to Use When Buying Travel Insurance

Just wondering when purchasing travel insurance what dates should I put for the "return date". Do I use the date when I board the plane or is it the date I physically land back in Australia? For example I am travelling from Hong Kong to Melbourne (QF30) on the 4 April 2017 but the plane doesn't arrive in Melbourne until the 5th.

Also does anyone know if it matters what "age" I use as I will be having my birthday whilst overseas?

Comments

  • +1

    To be covered you have to include both the departure day and the return day. Otherwise if something happens to you in transit, e.g. somebody spills a hot drink on your lap during breakfast, you're not covered if you didn't include the return day.

  • I've been advised to even add a couple of days buffer either side just in case? Is that good advice?

    I doubt a one year variance will make any difference? Don't they ask for DOB anyway?

    • I've seen some sites asking for DOB but others ask for your age

  • All smart comments which I second, having the extra day's each side of a trip "protects" in the case of delays and similar issues. I think the number of day's are priced within a band, so say your trip is 12 day's you will actually pay for 14 so you might just add in the spare day's!. The watch word is never give the insurance provider a get out, if problems arise they start looking for ways to not pay out, especially with budget policy's.

    • Thanks will definately give that a try and see if it makes a difference

    • Some insurers have gone further and price it by the day. On the other hand, they also allow you to extend online. This however assumes you have access to the Internet just as you discover that there's a delay. So if you want to play it safe give a bit of leeway on the return date.

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