Parter and Myself Trying to Find a Place to Rent with No Rental History

LXVX on 02/02/2017 - 09:27
Last edited 02/02/2017 - 21:34

EDIT: My main question seems to be overlooked as I left it at the end, but I would like to know if there are any downsides to having my father apply for rentals and then have my partner and myself added to the lease upon approval.

My partner and I are both 21 and living at home with parents in an area with little to no career opportunities for us, so we are both stuck working casual positions at jobs that will not benefit our futures. We have been applying for places interstate and we have been putting my father on the applications to be on the lease, as we were told that will greatly increase our chances of getting accepted for a rental as he makes $150,000 a year, but we just keep being told our applications were unsuccessful. I would say that this is because both my partner and myself both do not earn much at our current jobs, due to a lack of work being casuals, and we also have no rental history at all. We are both excellent with our money and can save really easily, and we have even been offering 3 months rent in advance for rentals.

After a month of unsuccessful applications, I have decided that our best bet might be to just apply for places with my father being the only applicant, and then upon approval, adding my partner and I to the lease. Is there anything that will get in the way of this plan being successful?

Home & Garden

Comments

  • gevidian on 02/02/2017 - 09:50
    +3

    If you mainly just need a room, you could try flatmates.com.au - you might find it easier to get a place and at a lower cost as well.

    • XVX on 02/02/2017 - 09:56

      I have moved into my brothers place in the area whilst I go to viewings and apply for houses, but my partner and I want to be on a lease so that we can have rental history for future rentals that we apply for.

      • Pumpkin_rrr on 02/02/2017 - 10:32
        +2

        Yes, avoid private rental.
        Same goes to credit history.
        Do build a record of your rental, credit… young man!

  • Pumpkin_rrr on 02/02/2017 - 10:27
    +2

    I feel for you. I've been there and when applying for my first job, was told they need "work experience".

    Here's my suggestion:
    1) Try to have your names on the Lease so that you start building your rental history ASAP.
    2) Try to look at areas/properties that are "less hot", less competition from people who have more credentials than you. After 1-2 years you can move to "better" areas.
    3) Get a Guarantee Letter from your Parents. Either write it yourself, or the Agents would have a sample
    4) List some very good References: your volunteer job, school principal, school teacher, ex-employer
    5) Attach bank statements say past 3-6 months to indicate your finance capability
    6) In terms of rent, try to find something that's no more than say 30% of your total net pay.

    All the best.

    • XVX on 02/02/2017 - 10:46

      I have been dealing with the no experience for jobs thing for far too long. Since leaving school, I have been turned down for every I.T. Traineeship I have gone for due to a lack of experience, even though I have a great knowledge of computers from experience with them my entire life. I have now gone onto trying to obtain an apprenticeship doing something like Carpentry or Electrician work, but I don't seem to ever hear back from any of the positions I apply for.

      I currently am on youth allowance payments through Centrelink which earns me $440 a fortnight and my job recently employed alot of younger people at Christmas time and I haven't been rostered on for any work since Christmas. My partner receives a similar payment through centrelink whilst also working a few days a week at her job and still living with her parents. We have been looking at rentals for around $300-360 per week, which we could definitely pay with just our Centrelink payments. We are both really hoping that we can get somewhere so that we can begin to look for work and get off Centrelink payments as soon as possible.

      Thanks heaps for your suggestions, I will be sure to take note of them.

      • Pumpkin_rrr on 02/02/2017 - 11:03
        +1

        Yes, it can be quite painful to be young and inexperienced. But yet old people like me envy you … :-)

        Career-wise, IMHO, best to stick with one for at least 2-3 years. From IT to tradie is quite a big change.. But once you finish with apprentice you will be right, provided you stick with that trade for a while.

        Rent-wise, try going for the lowest you can, although you might think it's a sh*t house. This is so that your "affordability" will look fabulous.

        Take care.

        • XVX on 02/02/2017 - 11:29

          I decided to settle with a tradie position as I just kept being told that I lacked experience for traineeships which I was under the impression are there for people to gain a foot in the door of that line of work and train them up to be fully experienced in the position, and these sort of traineeships seem to be too few and far between. I thought that something like tradie work would be fairly easy to hear back about aswell, but I will probably have to settle with another position at a woolworths or something like that which offers no real career opportunities for me, until I can find something that will get me on a career path.

        • Pumpkin_rrr on 02/02/2017 - 11:55

          @mdogxxx:
          Take one step at a time, set your priorities, stay focused…
          All the best!

          BTW, are you Female/Male?
          Your Partner?

          The reason I asked is it seems many young males these days are happier to stayput.. No offence, just general observation.

        • XVX on 02/02/2017 - 15:00
          +1

          @Pumpkin_rrr: I appreciate the encouragement.

          I am a Male and my partner is Female. No offence taken. The town we both come from is severely lacking in both work opportunities, and also has nothing to do in terms of free time on weekends etc. so the both of us really want to get out of there and move to a city where we will have better opportunities to begin our careers. At my current job I don't really recieve many shifts anymore and I feel pretty stagnate living in a small boring town trying to get by on centrelink payments.

      • Mistymoo on 02/02/2017 - 18:45

        If you're applying for $360 a week places with just your Centrelink payments you'll have a very hard time getting approved. That's $720 of around $900 a fortnight - how are you going to live on $90 a week with bills and food to pay for?

        • XVX on 02/02/2017 - 21:32

          It might be a bit tough but it will certainly be do-able. I plan on going and applying for jobs at anywhere in the area where I move to and hopefully I can get some sort of work to get me by. I will also be able to get a bit extra in my payments for rental assistance.

        • spackbace on 02/02/2017 - 22:19

          @mdogxxx:

          It might be a bit tough but it will certainly be do-able.

          You're obviously not understanding that from a landlord point of view.

        • XVX on 03/02/2017 - 08:25

          @Spackbace: I can quite clearly see why that isn't desirable for a landlord, which is exactly why I made this post to see if it will be okay to have my father apply and then he adds my partner and I to the lease when he gets approved.

        • spackbace on 03/02/2017 - 12:46

          @mdogxxx:

          which is exactly why I made this post to see if it will be okay to have my father apply and then he adds my partner and I to the lease when he gets approved.

          And then he's never there for inspections… You don't think that wouldn't cause issues?

          Not to mention, I still don't know how you 2 think you can live off $50-$100 per week?! Food, petrol, power/gas/water bills - it just can't be done! If it takes you months to find a job you'll be stuffed.

        • XVX on 03/02/2017 - 14:07

          @Spackbace: He does fly in fly out work so that covers him not being there, and I am currently applying for a heap of apprenticeships and traineeships and if I haven't found something by the time we find a place, I will get a position at wWoolworths or anywhere I can get until I find something better.

        • ozbjunkie on 03/02/2017 - 15:22

          @mdogxxx:

          If it's the financial aspect which is preventing them giving you a lease, a letter of guarantee may suffice.

          If it's simply avoiding young renters ( a real possibility) have your dad on the lease instead of you.

          If you pay rent always on time, keep the place clean, and are pleasant during inspections they are not gonna kick you out even if they start to get the impression that dad doesn't live there.

          Add yourselves to the lease after 6 months once the property manager or owner has a relationship with you.

          Basically, nobody kicks out a good tenant.

  • November14 on 02/02/2017 - 10:50
    +1

    This happened to me too.

    You can find flatmates.com.au houseshares that are looking to extend the lease and happy with adding your names on to the lease. More often than not, they are happy to do it.

    Or, even with private rental, if you pay the main tenant rent every month and you can prove it, you can still include this in the lease application form. I've done this too when I was living in a living room for a year.

    Good luck.

  • Diji1 on 02/02/2017 - 11:06
    +1

    Don't you love it how the free market is taking care of you? Aren't Liberals just wonderful people?

    Don't expect any sympathy other than crocodile tears from Turnbull, he's too busy renting out his investment properties to people that aren't like you.

    • XVX on 02/02/2017 - 11:36
      +2

      I really know nothing about politics, but it seems that things like jobs and housing and anything to do with getting a start in the world is made to be unnecessarily hard for people. It makes it really easy to understand why some people are happy with being on centrelink payments for their whole lives. Also makes it pretty understandable why some people with depression and mental illnesses find life to be too overwhelming or too much for them and lose their will to live. It seems very unfair, but I have just come to accept that nothing is easy in life and nothing is going to be fair.

    • spackbace on 02/02/2017 - 12:22

      30ys ago, homes might have been more affordable, but people got into the workforce straight out of school/uni. They refused to live off government payments and were taught/brought up to just get a job, regardless of how shit that may be.

      Liberals/Labour/whoever have had zero effect on peoples' lack of drive.

      When people are happy to live off government payments, they're less likely to seriously pound the pavement in search of a job. But now that system is in place, people have learnt to just depend on it. Take it away and your crime rates would increase, because heaven forbid they try to earn money properly.

      • XVX on 02/02/2017 - 15:05

        Coming straight out of school into a job sounds like a dream to me.
        I went to year 12 and upon finishing, I saw everyone else was going to study so I saw that as the next step in life and I ended up getting sucked into a seedy video game design diploma online through Evocca College where I then rarely recieved help with my work until my study period ended and I had to quit the course otherwise I would have been failed. Now I am left with a $25k hex debt and am now trying to figure out how to best get into a line of work that interests me.

  • [Deactivated] on 02/02/2017 - 11:28

    the problem is that every place you apply to will have multiple applicants and you need to make yourself the most attractive one. With no rental history you're a more risky choice. if you find a place you really like, offer $5 or $10 a week more than what they're asking for in rent. That will likely get you to the top of the pile.

  • spackbace on 02/02/2017 - 12:20
    +2

    Rentals I've applied for have required payslips, which obviously don't show very well on your YTD figures and recent payslips wouldn't have a very good amount (by your own admission). I doubt Centrelink payments will be taken as any substance. Basically, just on paper, you'd be seen as 'flakey', and I can bet there's stronger applicants than you.

    Stay sharing a room for now, save a bit, get into a fulltime job and then apply for rentals. Don't try doing it the other way around, you'll just be wasting your own time.

  • SnoozeAndLose on 03/02/2017 - 15:31

    if I am the owner and there is one more tenant to choose from, you will not be pick.

    You have no stable income apart from the government money and it is not even able to cover for your living as well as your casual job.

    You will need to show something stable to sustain your rent at least.

    Option: ask your dad to put in some money in your bank at least for 6 months and to prove that you have money to support yourself. You can offer to prepaid 6 months or 1 year rent so that the owner is not afraid you will miss the rent.

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