I was thinking of getting some kind of prepaid Visa/Mastercard. But the Coles prepaid Mastercard PDS states you cannot use it to setup direct debits or make regular recurring payments. I want to pay an overseas site once every six months, but don't want to provide 'real' credit card details in case they're hacked.
Where can I get a prepaid Visa/Mastercard type card to pay them once every six months?
I was also confused when I got a card the said "no direct debits", but this isn't the same as just keeping the card on file and charging you regularly. It's like when you set up a direct debit for you gas bill to your bank account, but to a credit card. Weird!
Well, I'm more confused than you, because you just described what I understand as direct debit, lol. (Not your fault - THEIRS.) ;-) Can someone make clearer sense of this?
i.e. The reason I'm considering one is, I want to use it to pay for services like alldebrid/real-debrid that charge once every 180 days. I can get single-use visa card. But that costs $5, and I'm a cheapskate!
Some businesses don't let you set up reoccurring payments with pre paid
Just phoned Coles… He spoke to the fraud dept. for several minutes. He said it will probably be detected on the first transaction - the card blocked - and I'd lose the balance. Oh well.
Oh - and they have no list of the sites they block that you can check. Nice money maker for Coles there.
Just get a Citibank Plus Visa (Debit Card), will also avoid international conversion fee. (And also other fees and charges pre paid cards have)
You can probably use the Coles prepaid card - you wouldn't be setting up a direct debt - they would just be keeping your card details on file and using them every 6 months.