Help! I Need Another Job

matthewli88 on 30/11/2016 - 14:46

Hi everyone

Recently I have had a number of large, unforeseen expenses come up. On top of my wedding planning inevitably going over budget this has lead me to want to find some additional employment. Fortunately my current job is not too draining - I generally leave around 5:30pm and get home some time between 6:00pm and 6:30pm so I can dedicate a few hours each night and on the weekend.

I would love to get some ideas as to what second job I could potentially take up just to offset some of these financial setbacks.

Info about me:

  • Live SE Melbourne and work in the CBD
  • 25, male
  • BCom and CA
  • Four years in Big 4
  • Reasonably fit physically
  • Drivers license and car

Current ideas include:

  • UberEATS (my car does not qualify to be an Uber driver)
  • Packing
  • Tutoring (though at this time of the year this option may not be ideal)

Thanks for your help guys!

Education & Work

Comments

  • bobbified on 30/11/2016 - 15:25
    +6

    Have you thought about what tax can do to the additional income you might earn?

    Based on your experience and company, I'm assuming you're going to be in the 38% (39.5% including medicare levy) tax bracket.

    Most retail jobs will pay around.. $15-$20 hour so if you tax the tax off that, you net about $9-12/hour in your pocket.
    Eight hour day, you'd get $72-$84.

    I was thinking the same before but I realised the amount of money from a second job just wasn't worth the trouble.
    Especially since you've got a missus that you need to find time to spend with. There's also family and friends.

    If you ever wanted to go on a holiday for a week or more, you'd also need to get leave approval for both jobs.
    With these office jobs, there's a good chance you might need to stay back a little later one day here and there. Rushing off "on the dot" every day leaves a bad impression with your colleagues and management.

    And finally, the worst part of working so much is you're going to feel exhausted all the time and it'll definitely show.

    • matthewli88 on 30/11/2016 - 16:09
      +2

      As much as I hate to admit it, these are some really great points. I guess in the end it would really come down to whether or not the hourly rate is worth all the downsides you mention.

      • bobbified on 30/11/2016 - 16:48
        +1

        I guess something like eBay could be an option - stop and start whenever you like for a while and work your own hours.

        Once you've got an idea of what to sell, it should be pretty straight forward from there.

        • subywagon on 30/11/2016 - 19:24

          That's the hardest part… coming up with something worthwhile to sell! Alas, I can't speak mandarin…

  • altomic on 30/11/2016 - 15:41
    +4

    Weekends-traffic controller.
    Evenings supermarket shelf packer

  • [Deactivated] on 30/11/2016 - 16:00
    +2

    Doesn't working for the big 4 contractually preclude you from secondary employment?

    • matthewli88 on 30/11/2016 - 16:11
      +1

      Good question. The thought did occur to me but I have not looked into it properly. There are likely some restrictions surrounding secondary employment, but I would be very surprised if they flat out forbade it.

      • bobbified on 30/11/2016 - 16:46
        +1

        Each employment contract is a little different - Some require you to notify them if the second job is in the same industry and some simply require you to notify them for any secondary employment.

        They'll decide whether there's a conflict of interest and either approve or deny.

        I can't imagine they'd deny you permission to deliver food or pack shelves at a supermarket.

        • [Deactivated] on 30/11/2016 - 17:43
          +1

          I think I remember terms involving spending energies and/or attention etc…more on the rest and recuperation side and being at your professional best. I think it would be a difficult conversation with your manager to say you are seekng to work night shifts etc.

        • bobbified on 30/11/2016 - 18:58
          +1

          @Frugal Rock:

          It's a bit of a tough one really. Not sure if the manager would prefer one of their employees to be mentally stressed all the time or physically stressed.

          The best scenario would be if the boss decides to cough a decent payrise! haha

        • Limitless on 01/12/2016 - 01:12
          +1

          @Frugal Rock: Yep you are correct, these type of jobs generally require a lot of overtime hours so you can't fully commit if you have a second job to go to at a particular time.

  • tonka on 30/11/2016 - 16:12
    +2

    Drop some leaflets or doorknock for yard cleaning. I would happily pay someone $100 to spend half a day getting my yard up to scratch before Christmas. Plus will be cash in hand.

    Pizza Delivery can be easy and quick to get. Just make sure you are only available for the busy shifts ie 6-8.30 especially football nights. Pay is crap but the tax deductions against your full-time job bumps that up. (ie, claim transport costs between jobs, car expenses , sunglasses, plus you can usually scam a free meal)

    I reckon you could make just as much though by full on comping, ie enter everything as often as you can and sell and prizes.

    Keep an eye on Airtasker maybe find some odd accounting or Admin jobs, or other stuff.

    Have you heard of Brodening?

    You could check with your local parcel contractor if they need help leading up to Christmas.

    • matthewli88 on 30/11/2016 - 16:28
      +2

      Lol Brodening. I'd rather not be excommunicated by my OzB family to make a few dollars!

      Great ideas though, tonka. Lots of these I can probably get away with not telling my full-time job about so that clears up some headache there. Also I didn't think of cash-in-hand gigs. That could end up being a really good bet.

      • gooddealmate on 30/11/2016 - 16:44
        +1

        Good answer mate. A true Ozbargainer would never be tempted to Brodenise.

  • chumlee on 30/11/2016 - 16:45
    +2

    Traffic management (hold the stop/slow sign). Heaps of casual work in this industry. You will need to get your yellow card or maybe it's red card - not 100% on the colour but it's like soccer

    • justaverage on 30/11/2016 - 19:21
      +2

      White card???

      You would also need your basic worksite traffic controller training and operating a slow/stop. This training takes 2 days in WA

  • geek001 on 30/11/2016 - 17:09
    +1

    If you know how to cook, or if your future wife knows how to cook, you could setup a stall at a market, you could potentially make 1-2k per day if it is popular.

    • bobbified on 30/11/2016 - 19:39
      +1

      There's a whole range of hoops to jump through before you're allowed to sell food.

      • geek001 on 30/11/2016 - 19:44
        +1

        Oh sorry forgot, you will need a food safety certificate and a license, at least in Brisbane anyway. Not that many hoops, just two.

        • phoenixx on 01/12/2016 - 01:19
          +1

          Have you been through the process
          Because it's really not that simple.

          Also if there is any sort of on site prep you're looking at a temp food licence on top of the regular one.

  • outlander on 30/11/2016 - 19:25
    +3

    why don't you just strap on your job helmet, climb into a cannon and shoot off into jobby land, where jobs grow on trees?

    • phoenixx on 01/12/2016 - 01:19

      Clearly there aren't many Simpsons fans here.
      I had a chuckle :)

  • r2160 on 01/12/2016 - 07:53
    +4

    This might sound harsh, but it sounds like you are living beyond your means. I gather that your current remuneration is pretty good.
    The easiest way to save money is to not spend it in the first place.
    Perhaps the best thing initially is to look at your lifestyle and see where you can reduce your expenditure.
    Not trying to be nasty, just helpful.

    • matthewli88 on 01/12/2016 - 11:12

      Not harsh at all! I definitely try to live relatively frugally but unfortunately some things have come up recently (when it rains, it pours) that were both unexpected and unavoidable. Medial issues, deaths in the family etc. Costly but the money really must be spent. And with regards to the wedding, whilst some may consider these to be avoidable to the extreme extent I suppose that we could theoretically just elope, I would (hopefully) only marry once and I guess if it's something that either of us consider important we are willing to spend extra on it.

      Great idea about doing a thorough review of my lifestyle though. Whilst I say I consider myself frugal, it would be good to actually track my spending and confirm whether there are any areas I could trim down further.

  • srhardy on 01/12/2016 - 08:17
    +1

    CIH (cash in hand) ~ tax problems solved
    *mow/trim and remove rubbish, oldies love ya for it!
    *clean, inside or out (gerny's are cheap at bunnings)
    *Ironing (scales to define basket, fish'ntackle shops or luggage will do nice)
    *turn your kitchen a profit centre, cook cakes/bickies to sell for cash at work
    *get cheap sweets (Cadburys have factory centres or look for great deals and load up)
    *drinks, for the cost of a used fridge, keep it stocked ~ great profit centre and all cash, toss in previous idea as i like my choc cold too!
    *uber is a middleman, stuff that; charge for car pool to and from work as its on your way
    *homebrew and sell it on the sly ~ always popular (I like non alcoholic ginger beer) but avoid spirtis
    *popcorn! yes, make bags of the stuff, shake a combo of 1/100 salt and the rest icing sugar and IT KEEPS FRESH in that fridge in hungry mans size bags!
    (more salt, helps sells more drinks too! just checkout what they put in softdrink, no wonder your always thirsty!)
    I can come up with more, money is easy to make and…

    Look for aged, disabled or time poor yuppies; cash only and on the head/nail

    BEST ADVICE, CUT YOUR SPENDING, A DOLLAR SAVED IS ONE EARNT TOO!
    ANYTHING YOUR PAYING FOR, DO WITHOUT OR DO YOURSELF, NO ONE WORKS AS CHEAP AS YOU DO!
    FRIENDS, SPEND THIER MONEY FIRST ~ SHOUTING IS FOR WHEN YOUR LOST
    ELOPE, DONT SPEND ON MARRIAGE AND DIVORCE TOO, ONES ENOUGH
    BORROW AND NEVER PAY IT BACK, ITS BETTER THAN A BANK LOAN FROM FAMILY
    LIVE ON LESS, move back home and rent out the house so it pays for itself ect…

    And never, ever live on credit, if you cant afford it, then save for it!

    and here is a list made from startrek that i live by http://www.sjtrek.com/trek/rules/

    • tonka on 01/12/2016 - 21:52

      BORROW AND NEVER PAY IT BACK, ITS BETTER THAN A BANK LOAN FROM FAMILY -
      What does this mean, ripping off family?

      FRIENDS, SPEND THIER MONEY FIRST ~ SHOUTING IS FOR WHEN YOUR LOST - Sure, Sure, nope no friends for you?

      Running a market stall out of the office will cost you anything you may make in lost career advancement.
      Making cakes and giving them away at work maybe, might make you a more popular teamplayer and an extra 1% payrise could be $800 for the year.

  • affable on 01/12/2016 - 08:19
    +2

    rent out a room fulltime, or AirBnB? Passive income is a better way to supplement a full time job.

  • Gotchas on 01/12/2016 - 09:45
    +1

    Use your skills to do book-keeping for small businesses
    You can do it in your lunch break and to from work while on train
    Charge a cheaper hourly rate since you should be more efficient than average to get the work

  • moar bargains on 01/12/2016 - 14:08
    +1

    Do you play or understand a sport well? You could look into refereeing/umpiring?
    My plan if I need extra cash would be refereeing a few games of soccer on a Saturday. It's cash in hand, usually plenty of need for refs in the local junior associations, and I could come out with $100+ for half a days work. Lots of sports have evening competitions through the week too.

    • singlemalt72 on 13/12/2016 - 13:32

      THis is a great idea - I used to be a RL referee, reffing three games on a Saturday netted me $250 tax free.

  • johninmelb on 01/12/2016 - 15:22

    Sorry to be pedantic. Americans have a drivers license. We aussies have a driver's licence.

  • Vampyr on 02/12/2016 - 00:17

    Ask for a pay rise.

  • Bibs on 02/12/2016 - 14:35
    +1

    Get a higher paying job. Get into commerce, Big 4 don't pay well.

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