Hi all,
Long time lurker, first time poster.
I was speaking to a co-worker lately who mentioned that their partner regularly gets pairs of sunglasses through their private health insurance(unsure of fund) and has cover up to a few hundred dollars so does not pay for anything in store.
I went in store today to ask about this and was told that to be able to claim optical items on health insurance, there must be at least one prescription lense in the pair of glasses and that they would give me an eye test to essentially prescribe a single lense with a slight prescription so that I would be able to claim.
Obviously I did not automatically jump on the idea being a cautious oz-barganier since I recently started a new job where I was told that I had perfect 20-20 vision after doing the fitness test.
So my question to you would be: Should I be careful about this if I ever intended on say going for a career in the air force for example? This is purely hypothetical but I just don't know if it is truly worth getting a prescription just to get the most value out of my private health cover if it was ever detrimental to any further career or life choices where I might have to state my medical history.
I would worry more about wearing prescription glasses that you don't need (if you can convince an optometrist to prescribe them). It will at least give you headaches and possibly damage your eyes. Be glad you can buy a $50 pair of decent sunnies off-the-rack, and don't have to pay hundreds or wear dorky clip-ons.
If you want more value out of your insurance, go to the dentist more often :P