Which Insurance Can You Claim

• 

  Skramit on 15/08/2016 - 13:29

  +1

  (lols)

  Yes, whats damaged - the car, the fence or both?

  If both, you can claim on both your home insurance and car insurance but will likely have to pay excess for both…

  • 

    isthisreally_me on 15/08/2016 - 15:36

    No you are wrong. He states he knocked his own fence down with his car, hence he can only claim on car insurance as he was at fault in his car. This will raise so many red flags though i suspect.

    • 

      Skramit on 15/08/2016 - 16:17

      Wrong about which part?

  • 

    caintoad on 15/08/2016 - 16:49

    the fence, towball got it

    • 

      Skramit on 15/08/2016 - 16:51

      How bad? Pictures?

      • 

        caintoad on 15/08/2016 - 16:59

        no pics, knocked it down

      • 

        Skramit on 15/08/2016 - 17:21

        @caintoad:

        lol poor you

        Call your home insurance company, pay the excess and have your fence fixed.

      • 

        isthisreally_me on 15/08/2016 - 18:34

        Home insurance will come after party that caused the fault, ie the OP or the car insurance.
        OP can really only claim on car insurance at this point.

      • 

        Skramit on 15/08/2016 - 20:04

        @isthisreally_me:

        Yeah let the insurance companies work it out though. If I were OP I would call both, tell them what happened and I'm sure it'l get sorted out. We pay insurance companies to work this stuff out for us.

• 

  boomramada on 15/08/2016 - 15:07

  No if its rented car.

• 

  airzone on 15/08/2016 - 15:46

  Depends on the policy coverage.

• 

  Geewhizz on 16/08/2016 - 06:23

  +1

  Whether you could even claim on your house insurance would depend on whether you have accidental damage cover.