Should I wait or should I go?
Will the bank check my credit file again prior to drawing down the funds?
Settlement is due towards mid/end of August, which has the potential to miss the bonus bonanza at AMEX. I assume once a drawdown has been completed, the bank may not check my credit score?
Whats your thoughts?
Read the terms of your mortgage approval. Unless it clearly stipulates that you must not apply I would apply (but understand that it may jeopardise the loan availability).