Health Insurance Deals

LCalvin27 on 28/06/2016 - 12:24

Hey folks, it's that time of the year and as a newbie to it all I am looking for some help with private health insurance.

I rekon there are a few people out there like me who think ths sytem is a scam but are woefully fearful of medicare levy surcharge and lifetime loading in the even we go us style healthcare.

So anyways, cheapest health isurance out there please and any ozbargain with freebie fitibts or vouchers welcome. Cheapest I have found is Frank which reads liek it does nothign but resovle you of the requirement to pay medicare levy surcharge - I can't actaully conceive what incident might result in them paying for health costs in any way possible.

shoot away!

Health & Beauty

Comments

  • holdenmg on 28/06/2016 - 12:39

    Hi,

    If you are in Melbourne, I'd consider Australian Unity.

    Otherwise use www.hif.com.au
    ("TAX50" provides you with a $50 Cashback with HIF).

    HIF also offer a way to claim on your Gym Membership (if you have one).
    http://www.hif.com.au/help/claiming-information/how-do-i-cla…

    • Calvin27 on 28/06/2016 - 13:47

      Thanks, also extra eftpos voucher from compare the market courtesy or sergy the meerkat.

      • holdenmg on 28/06/2016 - 14:16

        That Meerkat looks shifty, I don't like the way his eyes follow me around the room…

        Seriously though, think about the capacity (and willingness) of the Health Insurer to pay without hassles. The last thing you want is problems if you are in Hospital.

        Australian Unity has a strong Melbourne presence and http://www.australianunitydental.com.au/ centres if you choose a policy to cover that.

        HIF have been really good and paid my claims without issue.

        • Calvin27 on 28/06/2016 - 14:28

          I haven't had a major medical issue in 10 years, touch wood, that wouldn't have been covered under public system - so I am basically doing this to avoid lifetime loading in the event our public system goes to crap.

    • 99altezza on 08/08/2016 - 17:01

      How do you use that "TAX50" code, is that for new members only?

  • c64 on 28/06/2016 - 13:15
    +5

    http://www.privatehealth.gov.au/compare

    • CLoSeR on 28/06/2016 - 14:48
      +1

      This is the only true comparison of all available funds, iSelect and similar only compare funds which pay them commissions.

  • Mad Max on 28/06/2016 - 19:02

    You are right. It is a big scam/con that the government forces people to have health insurance all their life or they will hit you with more tax and a lifetime loading.
    And to top that up then you also get scammed by the health insurance trying to make you pay as much out of pocket expenses as they can based on some very small print that changes every year (see recent Medibank matter).
    Only do it if you are going to have an income over $90k (single) or $180k (couple).
    The basic and useless health insurance may cost you a little bit less (just) than the medicare levy surcharge.

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