Cheap Third party and green slip

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  battler on 31/05/2016 - 12:58

  CTP: http://www.greenslips.nsw.gov.au/ or http://www.greenslips.com.au
  they compare all sellers in the market.

  for insurance try: coles, bingle, progressive online, plus whatever anyone else suggests

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  humdingaling on 31/05/2016 - 13:10

  there isnt much choice in the CTP field, there is a difference in coverage though
  http://www.greenslips.com.au/green-slip-comparison.html

  RE: insurance
  as with most things in life, you get what you pay for (in the bare bones of it)
  so hedge yourself accordingly
  changing your excess = lower cost initial cost but obviously higher excess

  if price is your only thing, the budget insurers (budget direct/coles end of the scale) will win out every time
  the other "Premium" places offer extras which may or may not appeal to you

  you will find the cheaper end of the scale are cheap but when you come time to claim… be ready for a fight is the general consensus
  dont take my word for it but check the interwebs for claims stories (just like everything on the interwebs, take things with grain of salt, trolls and sock puppets are everywhere)

  interwebs can tell you want to look out for but bottom line is you need to get the quotes and compare yourself…

  • 

    tradiesunited on 20/06/2016 - 12:15

    I want middle ground insurance. Any company suggestions?

    • 

      humdingaling on 21/06/2016 - 11:37

      seems like you have your mind set on Bingle vs AAMI
      the middle is what you are willing to forgo…what i might find acceptable you may not
      http://www.canstar.com.au/car-insurance/

      just some generic information with any insurer
      be prepared to re quote and possibly leave after a year…i used to think company loyalty was rewarded…rather the opposite seems true now days
      the "lazy" tax is rife in all insurance…especially car

      you will find price matching only works for like for like companies
      budget (coles/bingle/etc…) vs premium (NRMA/GIO/SUNCORP/AAMI/etc)

      so AAMI will not price match with bingle for instance
      keep this in mind when preparing to switch

• 

  BargainKen on 31/05/2016 - 15:24

  With general insurance the devil is in the detail. Often the cheaper ones have market payout with a raft of exceptions and higher excesses, also they don't often touch higher powered vehicles etc. At the end of the day you do get what you pay for.

  • 

    tradiesunited on 31/05/2016 - 15:46

    is that the same with bingle?

    • 

      BargainKen on 31/05/2016 - 21:11

      Havent used them before but I believe they're also a budget insurer so yeah id say so.

      I went with QBE last year, they were cheapest for me as I had all my points on my license and no at fault accidents. I think they ask you it in the quote when you apply. It was about 540 or so, the others were in the 800s

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  bongoozy on 11/09/2016 - 18:30

  My CTP Greenslip in NSW had gone up from $602 to $724. That was the cheapest when I compared through https://www.maa.nsw.gov.au/
  Nothing changed except the car is 1 year older than last year. I have full no claim discount and have a clean driving record. My comprehensive is half of the green slip cost. Is the rising cost of CTP greenslip in NSW unavoidable? aAy recommendation from OZbargainers.
  Thanks in advance.