hello everyone
im an avid cashback.com.au and pricepal member and fan.
for the past 2 years I ve been getting about $1000 per year back,
I buy groupon/scoopon and do cash back
I buy ebay and do cashback
I buy dan murphys etc
I heard that some people do $1k to $2k per month
does anybody know or have ideas or even loopholes to get more cashback
for the record,
ive already used the signup promo offers for woolworths and coles
what do other members do to get high amounts back
I didn't know the Coles card had price protection. Looks good, how does it compare to the 28 Degrees card? Seems to be the same except Coles has Flybuys points whereas 28 Degrees has no international transaction fees. Interest rates seem to be 20% for Coles versus 22%.
Anyone compared them before and can give an opinion?
Both Coles & 28deg are GE Money cards and use virtually an identical website just different skin. You can submit claims online for both. Coles mastercard protection is longer than 28degrees and as you said you get flybuys. Just don't use it for overseas purchases as it incurs international transaction fees.
Compare, 28 degrees:
You can enjoy the peace of mind of Price Protection and more for just 0.5% of your monthly closing balance, up to a maximum of $50 a month – so you’ll never pay more than that.
Price Protection means never having to miss out on the sales again. If you buy something with your 28 Degrees Platinum MasterCard and you see its dropped in price at the same retailer anytime in the first 6 months after you bought it, we’ll pay the difference in price back onto your card. So the more you claim the more you can save.
To Coles:
Account Cover Plus is optional insurance you can purchase for your Coles Credit Card. It helps you protect your eligible purchases and the premium is just 1% of the monthly closing balance (capped at $50).
Price protection
Pays the price difference to your account if an eligible item purchased with your Coles MasterCard reduces in price at the same store within 24 months of purchase.1
With 24 months protection you should definitely buy all your PC parts with the Coles MasterCard
Thanks, these seem to sum up most of the differences. I notice also that Coles has a limit of $400 per price protection claim up to $2000 a year, whereas 28 Degrees doesn't have any such limitation (that I have seen).
@endotherm: hmm you are right, guess I will have to consider that when doing claims. I haven't reached the 2k limit before it's pretty hard for me to predict what large ticket items would drop.
@Agret: I must say in the 3 years I've had the 28 Degrees card, I've only ever found one purchase that was sold cheaper within 6 months (and that was only just). I'm thinking I might have more luck with the Coles card for price drops on big purchases. I'll use the 28 Degrees card for ebay/international purchases.
i ve always wondered, say you find a shop or system who have sales often with prices going back up after the sale and not sold out, and that have 10% price difference
lets say coles or woolworths
and you buy say a case of coke for $2 per bottle and after the sale its $2.50
and then you do a claim, but you also get teh cash back
wouldnt there be a point whereh the credit card company says enough is a enough no more?
I mean you could make profit (tiny as it may be) if you return the original items the next day
and you buy say a case of coke for $2 per bottle and after the sale its $2.50
and then you do a claim, but you also get teh cash back
You have to buy before the sale to get a cashback, it's only when the price drops. They don't give you money if the price of what you already bought increases.
My friend has used the supercheap thing and done claims with 28degrees and gotten thousands of dollars back on his card and also in store credit on supercheap. Doesn't seem to be any limits. If you have balance owing on your card at statement date you have to pay something like 0.5% to cover the shopper protection which I assume people do this and that's how the card company can offer it. I always pay off my card as soon as I use it though so i've never had to pay for the protection.
oops I meant if the price dropped haha
so lets take a samsung phone thats on special at good guys for $600, normally $699
would this work?
buy for $699, sale comes along, you make a claim , get $99 back,
and then refund the item, you profit $99
I guess you have to know when the sales will come along!
@hellohello123: I suppose you could do that if the retailer would refund you cash. If they refund it back to the card you used to purchase I think they'd detect that though. 🤔
Sign up for supercheap auto club, wait until the monthly catalogue is released a few days early then buy whatever you need that is going to be on sale with a credit/debit card that has price protection (use Coles one to earn flybuys also). Claim cashback from SCA Club membership for the difference between RRP and sale price. Claim back difference between RRP and sale price on card also :) this way you get store credit back and sale price difference back also.