Avoiding booking payment fees Tiger Airlines - Mastercard Debit/Qantas Cash card

I was recently booking a Tiger Sale fare of $69.
This may be stating the obvious but I noticed that I can avoid the $8.50 Boooking fee by using a Mastercard Debit Card. Which I dont have, except that I do have a Qantas Cash card that I never use, and that is a Mastercard.
And so I transferred 'instantly' from a Visa debit card to my Qantas Cash card, and then paid for the Tiger booking with my Qantas Cash card. Yes it cost me 69 cents (instead of $8.50) , but I was able to snare the sale fare, and as a consolation I get 34 QFF points.

Fees for transfer to Qantas Cash card:-
From Debit Card - Instant - 1% fee
From Bank transfer - no fees - 1 Business day
From Bpay - no fees - 3 Business days

Related Stores

Tigerair Australia
Tigerair Australia

Comments

  • Pity they don't offer Poli like Jetstar and Virgin. I think MEbank's debit card is also MC.

    • Yes that's right. Mebank has no fees and is a MasterCard debit card.

    • -3

      POLi is junk, I really question their security given they basically proxy your bank's online banking system. A lot of banks (at least Commonwealth, NAB and Westpac) are warning against using POLi for this reason. Even if they say that their system is secure, there's no way to prove that.

      • +2

        The last "warning" I could see as an article was from 2012: http://www.itnews.com.au/news/banks-concerned-over-poli-secu…

        Banks obviously will make a fuss because someone else is bypassing their revenue stream.

        I've never heard of any fraudulent losses due to poli… Unless you or someone has had a bad experience with it, I'm wondering why you have such an opinion.

        ps.: they dont proxy your banks website - they have a client side tool that fills in the business's(jetstar or virgin's) account number, and record the transaction uniquely. They still take you to the real bank website and also dont know your banking details.

        • +2

          They may not technically 'proxy' your bank's website, but their privacy policy allows them to collect information from your account while logged in.

          https://www.polipayments.com/Privacy

          POLi Payments - We may also collect your financial information including bank account balances, bank account payment limits, a record of your previous banking transactions and information about your internet banking sessions. Information may also be collected about how you interact with POLi payment applications. POLi collects information in a number of ways, including:
          · where you provide information directly to us using the POLi Payments System using a computer or other device; and
          · where we receive personal information from merchants with whom you deal and where you elect to use the POLi Payments System in respect of that merchant.

        • +1

          ps.: they dont proxy your banks website

          They did in 2014. I was going to use POLi to pay for a flight, but the fact that they proxied the bank's login page was a huge red flag for me.

          I just tried it today with Jetstar using NAB, and they show a custom login form (not NAB's), prompting for my NAB username and password! That's absolutely what they should not be doing, as it's training people to feel safe entering their bank username and password on a third-party site.

          Banks obviously will make a fuss because someone else is bypassing their revenue stream.

          POLi just does an (assisted) bank transfer, I don't see how that's bypassing the bank's revenue stream. It's just as if you had done a regular bank transfer.

          I've never heard of any fraudulent losses due to poli

          This doesn't mean that it's secure. However, based on the number of downvotes on my initial comment, it seems like people are willing to trade security for convenience.

  • And so I transferred 'instantly' from a Visa debit card to my Qantas Cash card

    OP, I am very curious about this - how is this transfer done?
    If one logs on to the account that is linked to the Visa debit card, do you use the "transfer" functionality, or bpay functionality, to transfer this over instantly?

    Some clarification will be appreciated. Many thanks in advance.

    • +1

      You don't go to your Debit card site, you go to the Qantas Cash web site, log in, and proceed from there. Click on load money, click on AUd, click on NEXT, insert amount, click on NEXT, insert debit card details, click on pay now. Even I could do it, so it has to be simple hehe!

      • Thanks a lot! Will try it sometime. Being able to access funds instantly can be the difference between getting or missing a deal :-)

  • Interesting. Never knew about this!

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