Hi
just bought a car, i would like to get a 3rd party insurance as well, which company offers the cheapest plan?
thanks,
Cheapest 3rd Party Car Insurance?
newbiesh on 06/11/2015 - 10:27
Comments
bit hard to know without your age, postcode, driving record, car type, etc.
suggest you hunt around some of the online specialists - although not all offer 3rd party property.
try bingle, budgetdirect, etc, and some of the bigger players like GIO, etc.I'm with budget direct for sometime now and happy with their quote and service so far. found them the cheapest I can find. as above comments advised it will depends on your age and other condition.
if you are thinking of join budget direct, private message me and I can give you my referral link so we both will get $50 gift cardi just did
I would check the price difference of full comprehensive when you increase the excess threshold to say $1000. I found in my case (BA falcon) that it was cheaper to have full comprehensive at $1500 excess than to go third party.
The benefit is that if you write the car off you will get something back.
but if you get into an accident and its lower than your excess (say around 1000 for a typical minor smash repair), you'll have to do it yourself rather than getting insurance to do it for you.
Surely your insurance would be even cheaper if you opted for $10,000 excess.
I don't particularly keep a car for more than 6 months so I usually get month-month insurance, I've found the cheapest I get is from RealInsurance. That's just for me though, it'll depend on where you live, your age, your driving record etc.
Have you tried getting online quotes at any of them and see which one suits your individual position?