Hi,
I was wondering whether to get armourguard www.armourcard.com.au or skimguard www.skimguard.com.au
Both seem to work in a similar fashion, Skimguard looks more convenient and cheaper ( around 60 bucks for a pair, delivered). Armourguard is around 50 AUD for single unit.)
Anyone who has used both and want to share their views and expertise? Thanks for sharing your experience.
What is better, Armourguard or Skimguard?
darkmattersunB6c0MV on 03/11/2015 - 21:31
Last edited 03/11/2015 - 21:31
Last edited 03/11/2015 - 21:31
Poll Options
- 1Armourguard
- 0Skimguard
Comments
I dont believe you need either.
Thanks for your views. While I respect them - call me paranoid, I still want to be protected. Anyone who is using either of the two?
Please do not suggest putting in a sheet of aluminium foil ;-)paranoid…..
both look useless, your bank provides fraud protection, and the risk of this happening in real life is low.I've never worried about this. Just try scanning 2 RFID cards stacked together. It won't work. Since I carry multiple, never needed this for piece of mind.
Unlike the commercial readers you see in-store that ask you to select a card, any off the shelf reader purchased off ebay (under $50) doesn't need to ask you they just get whatever card presents first and that's not even with anti-collision software installed. I criminal would not use a POS terminal to skim your data, they use a off the shelf reader and then if they where smart would boost the signal strength so they can skim you from great distance. Plenty of how too's online to show you how to set it up to do
Even though I think this is completely unnecessary, if you want something; you get get them for $4.80 for 10 from ebay. But what are you afraid someone is going to steal? The bank fully covers you if this happens and it's extremely unlikely that it will ever happen.
I am not talking about a sleeve- completely different thing.
It looks useless and paranoid till you get scammed.
Bank takes time to return the money, and you have to prove that you took all measures to ensure that the loss was minimised.
Anyway, I will wait till it drops aa bit.and you have to prove that you took all measures to ensure that the loss was minimised.
You don't need to do anything along those line. Banks can't expect people to carry their cards around in a faraday cage.
Bank takes time to return the money
It will take even longer for you to get your $50 back from buying one of those.
And if the unlikely happens and an unauthorised transaction occurs on your card, we’ll reimburse you 100%1.
Where: 1 Provided you comply with the Credit Cards Conditions of Use if you have a credit card, and/or the Transactions, Savings and Investment Accounts Terms and Conditions if you have a debit card.Peace of mind – All contactless purchases are highly secure and are backed by our Fraud Money Back Guarantee^, which reimburses cardholders for unauthorised transactions where the cardholder has not contributed to the loss and notified Westpac promptly of the transactions
You’ll also be covered by ANZ Fraud Money Back Guarantee
Passive shielding sleeves or RFID blocking wallets have been shown by pen-testers can often be penetrated by a brute force attack (dialling up power of a reader and boosting antenna strength) refer to source document written by Kristin Paget for testing of these type of passive devices.
“Passive Shields or metallic wallets" – Only reduce the signal strength, this will not block a high-powered RFID reader” – Source: Credit Card Fraud – The contactless Generation Kristin Paget - Chief Hacker, Recursion Ventures.
I know banks return the money. It is just the convenience factor for me. Rather pay 50 bucks now for peace of mind for next five years.
Has anyone tried any of the two?Regardless of the obvious product differences like one is battery powered with a greater protective field than other, the fact is that any data that a criminal can get through various means can help to profile you for identity theft, I bet the banks will not cover you for that if a criminal gets enough points to get a loan in your name will they. The bigger issue is protecting your personal information from such threats. I think that its a small price to pay for protection whatever product you choose.
Thanks for sharing your views.
Your welcome
I've just watched a skimguard ad and the guy has just pulled together a bunch of buzzwords (dark web, worm, hackers) and made some up based on inadequate "research" (blackhatters conference, dark cloud) and is trying to scare uneducated consumers into buying his cards and phone cases.
If you really feel convinced by this snake oil pitch then do as a number of folks here have suggested and get the $4 version from eBay.
One further note is that skimming actually tends to occur at time of purchase, when your card isn't anywhere near the Skimguard (or similar) device. These devices offer no protection whatsover for this real, proven risk.
Armaguard empties and fills ATMs, and delivers money to banks.
Not too sure about Armourgard, Armourcard or Skimguard.
Sorry.