Volvo is running a 2015 runout promotion and have some huge discounts - from $9,000 to $14,000 across V40 Hatch, S60 Sedan and XC60 SUV.
The stand out for me is the V40 Hatch but other deals might be more relevant to the kind of car you're looking at.
Having dealt with a Volvo dealership in past, I would say there is some more room to haggle and bring the price further down (on the base models listed here) or get some free extras / premium options in the offer price.
We are actually richer than most folks considering how much rubbish we buy that we never need or use (counting my bluetooth speakers and earphones… hang on two hands not enough…)