Best credit card (foreign exchange rate)

• 

  battler on 07/07/2015 - 22:06

  +3

  foreign exchange fee free cards are probably the first consideration
  https://www.ozbargain.com.au/wiki/cards_with_no_overseas_tra…

  After that, it is irrelevant of the branding of the card, they all use common visa/MasterCard exchange rate.

  • 

    [Deactivated] on 08/07/2015 - 00:11

    Thanks mate, i got the 28 degrees card. I been hearing a lot about the citibank card (Citibank Signature Visa Card)

    I am also a bit of a traveler and heard this is the best card for that

    • 

      frondono on 08/07/2015 - 07:17

      i think you've answered your own question.

      • 

        frondono on 08/07/2015 - 07:19

        +1

        also citi everyday visa debit

      • 

        [Deactivated] on 08/07/2015 - 12:33

        Looks like I didn't as someone suggested the bankwest zero

    • 

      DealzEddy123 on 08/07/2015 - 09:34

      +1

      Bankwest Zero MasterCard platinum uses MasterCard rate but has benefit of travel & purchase insurances.

      28degrees pretty much same but without the complimentary insurances.

      Citibank Signature Visa IS NOT the best card for travelling. There is a 3.3% foreign transaction fee.

      You are thinking of the Citi Plus Visa DEBIT card / account. This is the card with no foreign transaction fees and used to take out your own cash. This is a DEBIT account though, not a CREDIT card.

      So for CREDIT- 28 Degrees or Bankwest Zero Platinum (no annual fee cards).

      • 

        [Deactivated] on 08/07/2015 - 12:33

        Thanks mate

• 

  RefusdClassification on 08/07/2015 - 00:22

  With ordinary credit cards one pays about 2.5% more than the Visa/mastercard rate for currrency conversion plus an exorbitant 3% cross-border fee. I hope 28 degrees stays in business.