$2250 Home Loan Refinance Rebate (4.19% p.a. - St George Lender) @ Naritas

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AssociatedL[Deactivated] on 07/07/2015 - 21:38 naritas.com.au (163 clicks)
Last edited 07/07/2015 - 22:49 by 1 other user

NAR15-2250

$2250 Rebate For Refinancers

It is with pleasure that Naritas can announce, that in conjunction with St George, we can offer $2250 to borrowers refinancing their home loan^.

Click Here For Details

Features include:
* Variable interest rate 4.19%p.a. (CR 4.20%p.a.).
* $0 Application Fee & $0 ongoing fees.
* Unlimited additional repayments.
* Redraw facility.
* The ability to reduce or pause your repayments for 3 to 12 months when you have a legitimate period of leave from the workforce, for example during maternity leave.
* Flexible credit criteria may benefit refinancers who cannot qualify for the strict credit criteria available in other 'low rate' promotions.

^$500,000 minimum loan size. Available only to owner-occupier refinancers. Offer available until 30/07/2015 if not withdrawn sooner. Conditions apply. Excludes existing Bank of Melbourne and BankSA customers, refinances of existing St.George home loans & Loans not on an Advantage package.

Additional Information:

• Note that the rebate of $2250 is payable per application. That is, only one $2250 rebate will be payable per application regardless of the number of loans (sequences) in the application.
• If the eligibility criteria are met the refinance rebate will be automatically paid within 1 month of the settlement of the loan into the St.George transaction account where the home loan repayments are being paid from.
• Specific T&Cs Here

General Terms & Conditions, Disclaimer & Important Disclosures

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• 

  ashtrayc2c on 07/07/2015 - 21:48

  +1

  how is this a bargain?

  • 

    jv on 07/07/2015 - 21:49

    +5

    it's not, it's SPAM

  • 

    Associated[Deactivated] @ Naritas Finance on 08/07/2015 - 10:19

    -1

    Thanks for the question. It's presently the cheapest offer from a major lender. When combined with the rebate it puts it into the territory of true low rate lending despite the headline interest rate not being the lowest. Furthermore, many people who have enquired about some of the popular 4%p.a. interest rate offers will know that the credit criteria is very rigid. This deal can appeal to people who may have been rejected at that lower price.

• 

  SuiCid3 on 07/07/2015 - 21:51

  +4

  $2250 means nothing without the finer details.
  At the moment this is just self promotion.
  I'll withdraw my neg when you can post more details, rather than fish for details.

  • 

    Associated[Deactivated] @ Naritas Finance on 07/07/2015 - 22:37

    Hi SuiCid3, Happy to assist with providing assistance regarding further detail. Did you have any specific questions that you would like answered?

• 

  lozbargain on 09/07/2015 - 21:52

  Does this product come with an offset account?

  • 

    Associated[Deactivated] @ Naritas Finance on 09/07/2015 - 22:33

    Thanks for the question. No it doesn't provide an offset. However, it does provide the ability to redraw your money for free as well as make unlimited additional contributions.