ME Bank Online Savings Account drops to 3.85% (07/02/2015)

Well, ME Bank just moved way down the list of best paying online savings accounts. For those who were also taking advantage of the welcome bonus of 4.1% for the first 4 months, it might now be time to look around.

It is likely that we will see others reduce their rates in the near future, perhaps making them lower than ME Bank's bonus again.

UPDATE: Just a word of warning to those who will be looking to get away from ME Bank. Whilst the transfer limit can be raised to $10,000, anything above this will require the submission of a filled out paper form - posted back, scanned or faxed. They will then contact you to confirm the details prior to the transaction taking place. You cannot do a un-restricted call verified transaction like any sensible bank allows.

Without a fax or scanner, it was suggested I go to the post office or news-agency and pay them to do it for me. Sensing my disgust at their archaic money trap - the operator conceded that BPAY transactions are unrestricted (each UBANK account has a BPAY deposit number).

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Comments

  • +1

    i think the current highest saving is rams at 3.91% but i think that will drop too as the rba has lower the interest rate this month

    • +1

      ubank is still advertising 4.02% at the moment, ing direct is still advertising 4.00% at the moment.

  • RAMS will drop from 3.91% for sure. They has passed cuts months before RBA made cuts.
    I'm hoping ING will stay at 4% as part of their promotion to gain customers.

  • ubank USaver savings account still gives 4.02% for up to $200,000 deposit. Only catch you have to add $200 per month in the linked Ultra account

    ing savings maximiser gives 4.00% up to $100,000 and you have to deposit $1,000 per month in the linked orange account (can withdraw the day after if you need)and you get 2% rebate on paywave on the orange

    I think they are the best options at the moment, but they may reduce the interest rates soon as Rabo and others have already done

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