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Free Upgrade to Platinum Debit Card @ Commbank (Requirements May Apply?)

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Free Upgrade to Platinum Debit Card @ Commbank (Requirements May Apply?)
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cpho on 04/11/2014 - 10:56 commbank.com.au (6282 clicks)
Last edited 04/11/2014 - 15:45

For existing Commbank customers with a debit mastercard, you can upgrade to a platinum version of the card for free, with no monthly/annual fees. The benefits are covered by Zurich, so same T&C as the Citibank Platinum.

  • Exclusive Platinum benefits at no extra cost
  • Concierge service
  • Purchase security
  • Guaranteed pricing
  • Extended warranty

It's not as good as the citibank credit card (no reward system), but for those who aren't eligible for it (students), or dont want a credit card, this free debit card seems like a good option.

The requirement (from the Online Chat person) is that you need a total of $25k in your accounts with Commbank, and you have to call up to request the upgrade. When I called up, they did say they didn't want to offer it to everyone so if it gets OzB rushed, applications may get rejected even if you have the $25k balance.

edit: From the comments, there doesnt seem to be any requirements. It seems hit and miss, so you'll have to try your luck

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closed Comments

  • lolcoaster on 04/11/2014 - 11:07
    +11

    lol at the good for students bit.

    The number of students who have a lazy $25k balance would be very small.

      • lolcoaster on 04/11/2014 - 11:12

        Well its free so there's no downside.

    • Dan_ on 04/11/2014 - 13:15

      Hang on, what's the reason we need $25k with CBA?

      EDIT: oh right, just scrolled down.

  • willoz on 04/11/2014 - 11:08
    +1

    Looks like you can't just apply for it

    "Mercy: Sure, I can confirm that you are not able to upgrade to the platinum debit mastercard, they are offered to customers or you must relationship balance of $250K to be eligible for one"

    • cpho on 04/11/2014 - 11:11

      Well.. that's weird. I had an online chat to them earlier this morning;

      Pamela: I can confirm that you will need to have over the amount of $25 000 for you to be eligible for a platinum debit card.

      Maybe she missed a zero

      • willoz on 04/11/2014 - 11:19

        I think so, I asked twice she said $250,000 and confirmed it

        • triviums on 04/11/2014 - 12:08
          +4

          I am an unemployed full time student, with around $50 in the bank and I got a free upgrade to platinum… I wish I had 25k or 250k in my account, but I've never had any amount near that. If I did I'd probably spend it all in a day! Haha

    • cpho on 04/11/2014 - 11:12

      Good find.
      I guess it's pot luck then

  • pitoui on 04/11/2014 - 11:09
    -6

    I just received my Platinum Debit Card in the mail. I didn't request it. I guess they see me as a valuable customer since I've had an account with CBA from a young age. Dollarmites FTW!

  • theshadow on 04/11/2014 - 11:10
    +1

    They send me Platinum without having no more than 3k on my account. So I don't think its 25k issue.

  • redwiggle on 04/11/2014 - 11:17

    Called through and was told this was an older promotion that is no longer offered.
    ..
    Maybe that's just their nice way of letting me down :(

    • cpho on 04/11/2014 - 11:24

      Thats definitely a lie. I called through 2 hours ago and they put my application through

      • redwiggle on 04/11/2014 - 11:26

        Haha .. maybe it was the operator I got.
        Never mind .. Good for you though and thanks for posting!

        upvoting (because it's great for the people who can get it - worth trying)

    • agil9 on 04/11/2014 - 11:49

      I just called now and put my application through as well… maybe it is the operator. I told her I saw the promotion on the website and she found it

  • flipfire on 04/11/2014 - 11:24
    +2

    Who keeps $25k in their CBA account? Their interest rates are quite poor.

  • DealzEddy123 on 04/11/2014 - 11:26
    +1

    Bankwest has a platinum debit too… highly doubt u need to have 250k… these "platinum" services are available to every man and his dog these days

  • bonezAU on 04/11/2014 - 11:30
    +1

    I've had my Bankwest platinum debit for over 12 months and I think I've only ever used the features of it once or twice. I press Savings wherever possible for purchases, the only time I push credit is if I am buying something of value and want the extra warranty. Never had to claim it though.

    I really don't even need to have it, but I just got one because they said I was eligible for it.

    • DealzEddy123 on 04/11/2014 - 11:32
      +5

      hi bonezAU, why don't you just push credit everytime? It doesn't cost us any more and it takes the money from your savings anyway.

      • fryandlaurie on 04/11/2014 - 13:49
        +4

        The shop has to pay more though. For smaller shops that I want to support I usually go through savings/eftpos. Bigger shops/purchases get the credit treatment.

        • bonezAU on 04/11/2014 - 18:41

          This reason pretty much. I see no need to push credit when it is going to cost the retailer more, regardless of how small or large they are. Just an old habit of mine. The other bonus is it shows up immediately in Internet Banking, rather than saying "AUTHORISATION ONLY" for a few days until the merchant settles.

  • andyyle on 04/11/2014 - 13:51

    got one sent to me today. didn't request it at all…

  • victorwilson on 04/11/2014 - 14:30

    I received one in the mail half a year ago (didn't request, nowhere near $25k in my Commbank accounts), but I have never used any of the "platinum" features. According to posts around the web, most of the benefits like guaranteed pricing are a hassle to claim. The card looks much nicer though!

  • nmachine on 04/11/2014 - 14:36

    I just tried the online chat and the man told me that its only a trial at the moment and that I need $250,000. I'll try ringing tomorrow and see where I get with that.

  • jubified on 04/11/2014 - 14:58

    They started sending these ages ago as targeted offers. Some got lucky and got one when they asked for one early on when staff didn't know about this. The requirement is 250k if you want to apply.

  • notewar on 04/11/2014 - 14:58
    +1

    I called them already and got rejected on the spot. The telephonist said the deal is not public and only a few number customers were invited randomly each month.

  • theBestBastion on 04/11/2014 - 17:16

    Just called them, they said I have to have a home loan or certain amount in my saving account or certain amount in another bank and willing to move to CBA. I asked for how much they want me to move they said minimum 250K. CBA sucks.

    • cpho on 04/11/2014 - 23:05

      Call them out on the bull. It's advertised on their site.
      Anyone with an existing debit mastercard can get an upgrade

      • theBestBastion on 06/11/2014 - 00:35

        Hi cpho, where did you see this?

  • Dominic on 04/11/2014 - 20:53

    What's this 25k or mortgage business? I've got one and I'm a full-on plebeian.

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