Hi guys
Basically new job.. 6 months probation to go… some upcoming land releases and I was keen on potentially securing a block. No guarantee i'll get the 'random' sales appointment out of the thousands who register, but if I do they require a pre-approved financing letter.
Just wondering as my usual pre approval contact at Bankwest reckons I can't get it without being off probation. Surely there must be institutions who offer a competitve rate for those still on probation as others would start new jobs, some with 6 months, 1 yr probtation and need to buy a house or something?
Just wondering if anyone had any recommendations? Looking for a decent bank, good competitive rate, facility etc, regardless of the name.
Or have I no choice but to tank 6 months probation? Previously i've worked two jobs straight of 2yrs+ each since graduating, and if anyhting my pays been going up from strength to strength (now up 24% pre-tax than my prior job). SO I would think if my prior job offered enough to purchase a block of land, surely now I could?
Any help would be great.
Few years back I applied for my home loan at NAB in a similar situation - still on 6month probabtion period. The question about probation was never asked, so I never told. Just provided couple of months payslips at the time.
Just shop around.