Unpaid leave affects credit card application?

aec on 04/07/2014 - 15:55

it started from the useless citibank cc application. i still have received the results of my application for the signature card.

so i wanted to start over and submit a new application. however, i had quite a few weeks of unpaid leaves for family reason in the past a few months. the numbers on my payslips certainly dont look very attractive, although i am on the same job.

guys, any suggestions? should i just wait (after a few months of wait, they finally managed to talk to my employer last week and told me they were processing my application and would let me know the results in 3-5 business days) or try my luck to reapply?

Financial

Comments

  • cypher67 on 04/07/2014 - 17:25

    Depends on what credit limit your asking for. Apply and the worst that will happen is its declined.

  • bluedufflecoat on 04/07/2014 - 23:05

    Do you have a letter of employment stating what your annual full time wage is? That might help.

  • grasstown on 05/07/2014 - 08:06

    Wait it out, hopefully it's 3-5 days but I'd give it longer since they recently spoke to your employer

  • aec on 07/07/2014 - 11:09

    it's been over 10 days now. if they reject me, it is ok and then i can apply for other cards. but the endless waiting time really kills me. i check my email a few times every hour and hope for any emails coming from citibank.

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