Negative credit rating

• 

  Settero on 27/05/2014 - 19:00

  for work , yes of course it would
  no company would want to give you a company card, or to have any control of their money ( e.g. budgeting ) , would be harder to get work in finance.

  • 

    twodollah on 27/05/2014 - 19:09

    +2

    I wasn't aware companies check their employees' personal credit histories?

    • 

      timmypete on 27/05/2014 - 20:06

      It is remarkably common in the US. Can also happen in Oz in some of the financial fields, if you're applying for a clearance and IIRC some of the types that ASIC keeps an eye on.

• 

  tko6070 on 27/05/2014 - 19:58

  +2

  http://www.oaic.gov.au/privacy/privacy-resources/privacy-fac…

  The following organisations are able to request a copy of your consumer credit report from a CRB:

  other Australian CRBs
  credit providers
  mortgage insurers, and
  trade insurers

  Importantly,the following businesses are not credit providers and are,therefore, not permitted to access your consumer credit report:

  real-estate agents
  landlords
  employers, and
  insurance companies other than mortgage insurers and trade insurers.
  In addition, your consumer credit report cannot be accessed by foreign credit providers or foreign CRBs.