Credit Card price protection

Geewhizz on 26/01/2014 - 08:20

Do all cards have a minimum price difference before you can claim a price difference on an item purchased with them? With BankWest, the price has to have dropped by a minimum of $75, and from memory, the lower price has to be in PRINT.

Price Protection and travel insurance were the two reasons we got a platinum card, and it seems their travel insurance (including hire car excess cover) doesn't really apply for the vast majority of our travel anyway - ie, domestic. We ended up taking out an annual travel insurance policy through Aust Post, so price protection is the thing that I really need to do some homework on at the moment.

Financial

Comments

  • tonester on 26/01/2014 - 13:17
    +1

    Do all cards have a minimum price difference before you can claim a price difference on an item purchased with them?

    yes afaik

    it seems their travel insurance (including hire car excess cover) doesn't really apply for the vast majority of our travel anyway - ie, domestic

    bankwest has interstate flight inconvenience insurance, anz has free domestic travel insurance for seniors, anz/citibank/others cover rental car excess
    https://www.ozbargain.com.au/node/121171#comment-1663600

  • postman on 27/01/2014 - 10:51
    +1

    28 degrees card is the one to go for price protection:
    - minimum claim $10 (can claim multiple times on the same item)
    - claim up to 6 months from purchase date
    - $0 annual fee
    - no insurance premium if you pay off the balance before statement issue date

  • escusemay on 27/01/2014 - 14:14
    +1

    Coles Mastercard is similar to the 28 Degrees except you get 2 years price protection with them instead of 6 months with 28 Degrees.

  • Geewhizz on 29/01/2014 - 09:35

    Thank you. :)

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