Clothes line in home insurance?

hsk on 25/10/2013 - 13:35

just wondering if anyone knows if the clothes line (outside hills hoist one) is on your building or contents insurance, mine just blew over in the wind, thanks

General Discussion

Comments

  • brgnhntr on 25/10/2013 - 14:50

    Definitely it is. it is same as doors, windows and garage door. anything which is within the boundary fence is considered as part of the building/property and covered under house and contents insurance. I am however not sure if they would cover it as it blew away with the wind (some insurance companies do not cover acts of nature). But as for your question if it is part of the building, yes it is…

  • NancyCat on 25/10/2013 - 16:07

    Also, how much excess do you have to pay to make a claim? Excess may cost more than a new clothes line.

  • c64 on 25/10/2013 - 16:31

    depending on the damage, you might only need a couple of bags of pre-mixed concrete @ < $10 ea

  • hsk on 25/10/2013 - 17:15

    thanks

  • hsk on 25/10/2013 - 17:16

    oh and excess is $100 so will work out the worth of a new clothes line and then decide. thanks

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