I was looking for a camera and found one in gumtree with good price but the problem is he/she from different city. After exchange some emails he/she happy to post it and I pay vie PayPal, I got the invoice from him/her vie PayPal. And everything look ok. But wondering is it save to buy it this way ? If something happen can Paypal help me with it ? Or can my bank do something about it as I will pay by credit card that saved in my PayPal account.
Anyone had an experience or something similar ?
Thanks in advance for your help :)
Gumtree is not set up for buying things from people from another city. I've heard of a lot of scams, usually when the seller posts an ad in your city but claims that they are from another city or are travelling, but want you to wire money or transfer it to a bank account. Paypal does have purchase protection.
Gumtree itself advises:
https://help.gumtree.com.au/knowledgebase.php?article=26
When buying or selling, you should meet in-person to see the item and exchange money. If possible take someone with you, or have someone with you at home if a buyer is coming to your home or workplace. If you're answering a home service ad, ask the poster to produce identity and proof of qualification before inviting them into your home.
Never send your item before receiving the money. This includes never mailing a cheque or using payment services like Bidpay, Western Union or Money Gram to pay for items found on Gumtree.
Paypal does have purchase protection, including: "It also covers you when you make a payment on our website [paypal's website]." However, "Purchase Protection also does not cover items that you purchase in person, or money you send to friends and family."
I would think that paypal is the safest way to make this purchase if you have to go through with it. However, since Gumtree advises that you should purchase items in person, you might want to confirm with Paypal that purchase protection could still be used. Paypal customer support is https://www.paypal.com/us/webapps/helpcenter/helphub/home/. Paypal support will get back to your email within 24 hours.