Having multiple credit card applications/balance transfer can affect credit rating - Also new credit recording system from 2014

ozshaz on 04/10/2013 - 19:14

Credit file rules are changing from 2014

Interesting article

Comments

Riczter on 05/10/2013 - 12:16

Thanks, interesting read, good to know.
retiredfeline on 05/10/2013 - 13:17

+1

So has anybody requested a free report from Veda or D&B? Is it easy?
- MelbBargainChaser77 on 05/10/2013 - 14:35
  
  +1
  
  I request them monthly from D&B very easy to do online and its free if your prepared to wait 10 business days for it to arrive, or else there is a fee involved.
  - Geewhizz on 06/10/2013 - 09:08
    
    There seems to be a yearly fee, is that correct?
    - retiredfeline on 06/10/2013 - 09:22
      
      See southernsteel's reply below.
    - Geewhizz on 06/10/2013 - 14:08
      
      Ah! Thanks. :)
- southernsteel on 05/10/2013 - 16:01
  
  +2
  
  Just requested one through D&B, took me a little bit to find where to go exactly.
  
  Need to click "Personal Credit report" on the main page, then under credit report click "D&B's standard service" not "order now". Account setup & id check was pretty quick.
ozshaz on 06/10/2013 - 16:18

+1

I have used D&B 2-3 times and it seems to be good. I think until last year they used to send reports through mail but now they have changed to online mode which is quite good. The only catch is that you have to wait for 10 working days. But for a free report & part of ozbargain family, I can easily wait for 10 days :-))