Probably many people also figured this out, you have to have the ING 5% pay wave rebate card, you can use it together with the tell coles $5 off voucher.
Just purchase between $100 - $105, with the tell coles voucher you bring the total cost down to below $100, then you can use the ING pay wave card, total savings is almost $10
If your ING 5% rebate is about to expire, just go and buy a bunch of coles gift cards
the point is to buy say $104.99, then you can use the tell coles voucher to bring the price to 99.99 (save $5), then you can use the paywave to save another $5
Why get a voucher?
If you take flybuys points for the survey, you can get $5 which you can spend at coles without even having to spend $1 let alone $100. (2000 points redemption = $10 off)
With flybuys you now redeem your points online, and you enter a password. Now all you do is tell the cashier to take $5 off your flybuys card. You just enter the password which you set and bingo the $5 comes off (or part there of and the balance remains)
However your point about buying gift cards from any store, if you are about to lose your ing 5% discount is a great idea. thanks for sharing that tip.
Tying up a few hundred dollars is a far better return than having the money in your account as it's a 5% flat savings vs 5% per annum.
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Ing card can easily be reapplied with the brand new Pay wave with brand new 5% with brand new smile.
reply to mattgal
The total after the Tell coles voucher doesn't have to be over $100. You just need to get the transaction total over $100 for the voucher to work. I've done this several times last year. I thought what you originally thought but the checkout operator advised me otherwise. At one stage I had multiple coupons from various promotions and thought I had used them in the wrong order. The operator said I could still use the Tell coles voucher even though it would take the total to under $100. I ended using the tell coles vouchers for future transactions where the total payable after the voucher was under $100.
Now I just take the 1000 points for the survey as I never spend over $100 at Coles. I get much better flybuys targeted offers by spending less there.
i think i'm reading the t&cs wrongly
I think they want people to read them incorrectly as it means that they get an extra $5 out of the customer. The $5 and $10 off flybuys coupons work the same way as far as the trigger total goes.
if you use one of those tell coles vouchers the total (after discount) has got to be >=$100. you would also need to split the payment with say, $1 cash. i think people mentioned that you could split the payment using multiple pay waves. your mileage might vary. gift cards are probably easier
i've already run out and i bought $1k's worth of :( damn you masters and your specials! i've still got some coles ones left.