How to pay for something online without the International Purchase Fee?

maxchoc on 03/09/2013 - 21:28

Seems like all the banks add a 2.5% - 3% fee on all International Purchases made via Credit or Debit Cards. Do any of the banks have FREE international purchases?

Financial

Comments

  • Amaris on 03/09/2013 - 21:33
    +5

    28 Degrees Mastercard or Citi Bank Plus account with its debit card

  • maxchoc on 03/09/2013 - 21:47

    Are you sure about the Citi Bank Plus account? I can't find anything online about it.

    • Amaris on 04/09/2013 - 07:55

      http://www.citibank.com.au/global_docs/pdf/Feesandcharges.pd…

      This says that the international transaction fee doesn't apply to the plus account.

    • Peck on 04/09/2013 - 12:12

      I am sure too. I use it as a secondary account and just transfer a little money into it from time to time (minimises risk). Then I use it overseas as an ATM card at Citibank branches, or online for foreign currency purchases (use like a credit card). Brilliant!

    • c64 on 04/09/2013 - 13:27
      -1

      i often wonder if citibank diddle with the exchange rate to make up for the fee

      • cpho on 04/09/2013 - 15:38
        +1

        never? They use the VISA conversion rate.

        Check before you troll

      • c64 on 10/09/2013 - 20:54

        thanks for the link. i wasn't trolling, i just didn't know.

        i tried a small purchase and citibank did indeed use visa's exchange rates. so the plus account appears to be a genuinely good deal then

  • lolmao on 03/09/2013 - 22:51
    +2

    28 degrees

  • Almost Banned on 03/09/2013 - 23:09

    I have both 28 degrees and Citibank but always use the 28 degrees for online purchases in foreign currency - it is awesome

  • anna10 on 04/09/2013 - 07:36
    +2

    I too use 28 Degrees, through Paypal

    • whitty on 04/09/2013 - 07:56
      +2

      I use this, but you have to check when you pay that paypal is charging your card in the foreign currency instead of doing the conversion at their own rates and charging the card in AUD.

  • ESEMCE on 04/09/2013 - 12:32

    Bankwest Zero Mastercard
    Interest Free, no annual fee (and no International Transaction Fees for Platinum Cards.)

  • MatrixM on 05/09/2013 - 17:54

    There was/is a recent Citybank Plus account deal but I think you have to go to one of their branch offices and there eere none in Wollongong so I didn't open one :/

    • c64 on 05/09/2013 - 18:43

      you can apply online for the citibank starter package and verify your id through an australia post.

  • altomic on 08/09/2013 - 20:50

    28 degrees

  • ubor on 31/10/2013 - 14:24

    I just got my 28 Degrees card and I have registered it in Paypal. How can I make Paypal to charge my 28 Degrees card for purchases? Currently Paypal directly debits from my bank account. Tia.

    • snappy1234 on 31/10/2013 - 14:30

      Pretty sure there is a drop down box for different payment methods (someone will correct me if wrong :)

  • kspec on 31/10/2013 - 20:32

    Does 28degrees charge $2 to pay at postofice? Is there an alternative way to pay without costing $$$?

    • PissLUR on 31/10/2013 - 20:39

      BPAY.

  • anna10 on 01/11/2013 - 12:35

    $2 payment if you pay cash at PO and limited w' how much you can pay, and you need to take the statement so that thye can barcode it. Use bpay, 28 Degrees is a no cost cc so people paying cash is a pain for them.

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