Buying second hand car

Need some General advice on how to bargain with dealers selling second hand cars. I have read other threads for buying new cars but obviously this is a different case as every second hand car have different histories and hence wont be the same from dealer to dealer.

Also dealing with insurance companies, if you were under 25 and bought a sports coupe you would be hammered for sure, so what are some tips (besides the obvious dont buy a sports coupe) e.g. putting it under someone else's name?

Comments

  • Putting it someone else's name usually does not work because you still have to declare the youngest driver or pay much more excess when a young driver gets into an accident.

    Try going to ex govt fleet auction. Most are 3 yr old cars depreciated 40-60%

  • +1

    If you put the insurance under someone else's name you generally still have to declare that there is a regular driver under 25 which will push the premiums up. Some insurance companies are more lenient and will cover any driver eg NRMA, but they will get you with the excess if you have an accident.
    You could get third party fire and theft and drive very carefully. You would be covered against damage to other vehicles but not your own. If someone else runs into you and is proven to be at fault you claim on their insurance.

    • Alrighty so my parents are with nrma so i guess that means i can get a discount? (currently 2 cars with nrma)

    • You could get third party fire and theft and drive very carefully. You would be covered against damage to other vehicles but not your own. If someone else runs into you and is proven to be at fault you claim on their insurance.

      Just be careful though - don't automatically assume it will be cheaper. Hubby recently bought a second-hand car to get him to work and back. He was checking online for, basically, third party property and fire insurance, only to find that with NRMA (who was the cheapest,) comprehensive insurance was actually cheaper than 3rd party, by around $60.

  • +1

    My advice is first to research what car you want, and narrow it down to a specific model and a rough year for it, then look at carsales.com.au for models of that year. Find one from the list that is reasonably priced and ticks the boxes that are important to you. It doesn't really matter if it is dealer or private.

    What I don't recommend that you do, is say you have a budget of $5k to spend, and you spot a model at the dealers for $8k. Don't go in expecting to wear them down, instead, they will probably wear you down and get you to spend more than you wanted. So taking a stroll through some dealerships eg carcity isn't your best option. You will likely get oonfused, tired out and make a wrong decision. If you find a decent car on carsales, give them a call and go see it. If it doesn't work out, check out another one down the list etc. Walking into a car yard just looking is almost guaranteed to ensure you will overpay for a car.

    • I'd disagree - that comes down to your salesmanship skills and the situation,a nd somewhat luck. If you get worn out and get convinced to 'pay more' than your budget than obviously IMHO you're just not very great at bargaining. We've had a budget (family has bought 2 or 3 hondas this yr new from teh dealer) and every time it's been bought after getting a discount due to having bought fromt he dealer before this yr. If you could be convinced to pay more than what you expected to spend I would suggest re-examining your spending controls etc rather than the fact that dealers are a bad medium to pick up a second hand car.

      Then again I'll admit I've never personally done it.

      • yea cos u cant really play with second car dealers like in the case when buying new cars.

        • can't say i speak from experience but while the amoutns of bargaining may vary I'm sure good bargaining would be possible in both new and used car dealers… depends on your skill and your luck with who you get? Just some people just won't entertain you.

          Similar how you don't get to do something talking to someone else and you ring up another day and that person gives you the a-ok(booked something with an expired scoopon voucher yesterday lol). Plain luck with who you deal with sometimes.

  • If you and your partner are over 25, get two quotes and only put the cheaper name on the policy. For most insurers this makes no difference if the unlisted driver is in an accident but you pay less than adding both names.

  • what kind of sports car are you after?

    • This will be my first car, and i'm willing to spend around 10k for the car since i will be using it almost everyday and probably will not upgrade for years to come hence why i am getting something abit extravagent.

      • that doesn't quite answer me though…what kind of sports car are you after? OR more specifically, which one(s)?

        btw: if you want a sports car then…be prepared to pay for maintenance. Also, if you are meaning Japanese sports cars, the only ones you'll be able to afford will be at least 13 years old with your budget - so even more emphasis on maintenance,repairs, etc.

        • agreed - i don't have a sports car but for $10k I think you'll struggle to find anything that's new enough to even last years for that price. I mean even some second hand sports cars liek the 180sx, 200sx etc would be on upwards of 14-20k from my guesses based on 2006-2008 (back in my uni/younger days when we were considering these things).

          They say manuals more fuel efficient so might be worth getting that over auto (and cheaper too than an auto). however with the way roads are getting busier, auto may be the way to go. then again I've been driving an auto since i did an auto license (stupid given i learnt in a manual car), but sometimes brainless driving is good.

          Also not sure if a new car would technically work out to have more fuel efficient technology? What do others think - i.e. say the new honda civis, or accords, or toyota camrys - reckon these are more fuel efficient than the prior models back in the day?

        • ok did some research how about skyline v35s?
          …and yes i would love to drive a manual

  • 10k is not enough for anything but the car you need, not want unless you are planning to get a poorly maintained expensive to run used car that you will probably regret.

    Either save up 15-20k or buy a regular car.

    • What?? That's a ridiculous statement. I can find you a ton of great condition sports car out there for under ten. Saying you need 15k for a decent sports car is just stupid.

      • yea i found quite a few out there under 10k,
        So im guessing u know alot about hondas…hows integras for under 10k\?

        • Integras are great handling cars but I'd avoid the autos. I've had Skylines, Miatas, GTOs, VW gtis etc, they're all also pretty good. It all depends on what you want to achieve, do you want a looker, or one for the tracks, straight lines or drift, high revving NA monsters or turbos etc

          But Hondas do occupy a special place in my heart. Especially the Spoon B18C engine.

        • Hey clubhonda i was just wondering why would you avoid auto tegs? I think i may be able to haggle one to just 100$ below the redbook price

  • http://www.gumtree.com.au/s-ad/liverpool/cars-vans-utes/2002…

    hows this v35 skyline? Would want a manual but cant find any with my budget

  • If you're interested in that car there's plenty of cheaper ones on carsales:

    http://www.carsales.com.au/private/details/Nissan-Skyline-20…

  • They are both relatively good performance cars. The integra's probably a better car for learning to handle performance, while the V series is slightly more advanced. Of course if you don't push the cars hard, then either car's fine and you can choose based on styling, comfort etc

  • ALright might go with the honda since its manual
    Now all i need is some haggling tips
    By the way how much should i be able to haggle off?

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