Maximise interest beyond first 4 month

Llgacb08 on 25/06/2013 - 21:14

Hi,

I have an ING saving account which has passed its honeymoon bonus interest period. Just wonder if I can get the bonus if I close this saving account and open the new one? Anyone has experience on this? ING website says the bonus only apply to new customer, so I'm not sure ING's definition on this.

I have quite a few account with other banks and really not want to go through the process of opening another account (which will add up to my list of need-to-memorise account and login details).

Cheers

Financial

Comments

  • suerayii on 26/06/2013 - 09:35

    the honeymoon options on these accounts are a pain. I would recommend moving all accounts to Ubank. Its a division of National, their online arm. It out performs all the big banks. It also has the govt guarantee for funds. Pretty much best bank around but you still need one normal account to transact with Ubank

  • inherentchoice on 26/06/2013 - 12:49

    Get a Rams Saver. Currently higher interest than ING and UBank and no honeymoon period.

    Catch is that you must not make any withdrawals and deposit at least $200 in the month.

    http://www.rams.com.au/savings-accounts/rams-saver/

  • Amores on 26/06/2013 - 14:13

    CMB allows you to keep the bonus rate for ever, if one bother to find it in the internet banking and use every 3 months :)

  • wako on 27/06/2013 - 08:34

    +1 for rams..

    they seem to monitor the market and stay above the rest, If you are in no need for accessing money on a monthly basis works well.

Login or Join to leave a comment
Login Join